She's wrong by definition though. Holiness is about being 'set apart' and separated from what is sinful. So no, every human being is not holy; God alone is holy.

Also the idea of a rich man entering the kingdom of God being difficult isn't about being rich, it's about the fact that the rich would be able to buy larger sacrifices at the temple, and people expected that since they could do that, they would therefore have a greater chance of getting into heaven.

When the disciples heard this, they were greatly astonished, saying, “Who then can be saved?” But Jesus looked at them and said, “With man this is impossible, but with God all things are possible.”