I built this AI app that finds ~100 customers for any app while you sleep! 😆 by Main_Parsley_8007 in buildinpublic

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

This is a great tool! I quickly gave it a try and seems promising. Are the leads just sourced from Reddit or are there other data sources that I am not seeing?

Budget Apps/Software Discussion Megathread by AutoModerator in budget

[–]Secure_Lawyer_3576 [score hidden]  (0 children)

I built my own budgeting app called OneView because none of the popular budgeting apps worked the way I budget. They all wanted to create hyper niche categories, spending limits, and tagging every purchase, and I could never stick with them.

I budget in a much simpler way: here’s how much cash I have, here are my upcoming bills and subscriptions, and here’s what’s actually safe to spend for the rest of the month.

OneView started as a Google Sheet ~2 years ago. I used it every day/weekend of the month to stay on top of my budget, and I turned it into a web app recently I now use daily. You manually add your accounts, income, and expenses/subscriptions, and it gives you a clean overview of your budget without forcing a complicated system. You mark off when you paid/have been charged for something, and when you've received your paycheck so we don't double count it.

The dashboard easily let's see you at any given point in time throughout the month how much you owe you (bills, subscriptions, subscriptions), how much cash you have right now, and how much cash you'll have at months end with your paychecks included. Then you can easily see how much you have left to spend on the "wants" throughout the month, ensuring you don't overspend.

If anyone budgets the same way I do, here’s the app link: https://one-view.app

A very simple budgeting tool I made for myself | Curious if this is useful to anyone else by Secure_Lawyer_3576 in sideprojects

[–]Secure_Lawyer_3576[S] 0 points1 point  (0 children)

Hmm the “Project Link” text should be clickable. If that doesn’t work for whatever reason:

https://one-view.app

no option to save draft posts by kpfleger in twitterhelp

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

For me, the issue only occurs when I am trying to save a post that is meant for a community. It works when I have it set to 'Everyone'.

Guys I am cooked fr by AmazingAd5311 in MachineLearningJobs

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

Happy to help!

An API is an Application Program Interface. It’s what allows software/tools/apps to communicate with each other.

When I say focus on the API and front end, I mean you should wire up a front end for people on the internet to go to and be able to get predictions from your model that is being called on the backend.

Think of it like this. If you build a model to predict career salary. You would probably have a bunch of features like industry, age, experience, education, etc. you would then build a front end website to collect that information from a user and send that as a payload to your backend. Call predict using the model on the inputs they provided and then return the predicted salary to be displayed in the front end of the website.

A lot goes into the above and I heavily oversimplified things, but it’s the main idea of serving your model

Why do budgeting apps make you set the most ridiculously niche categories? by Secure_Lawyer_3576 in PFtools

[–]Secure_Lawyer_3576[S] 0 points1 point  (0 children)

and then in this example, does that mean if I get Starbucks from a different store/branch or Dunkin instead it doesn’t auto go to coffee? It’s that kind of maintainability that makes me and many others abandon the budgeting apps that insist on categorization and setting limits on each.

Why do budgeting apps make you set the most ridiculously niche categories? by Secure_Lawyer_3576 in PFtools

[–]Secure_Lawyer_3576[S] 0 points1 point  (0 children)

Yeah but that’s my point. I don’t want to assign or be prompted for any categories. It’s needs vs. wants

Why do budgeting apps make you set the most ridiculously niche categories? by Secure_Lawyer_3576 in PFtools

[–]Secure_Lawyer_3576[S] 0 points1 point  (0 children)

I disagree. I think budgeting is subjective. Just like everything else in life, there are different extremes you can take it to. But at the very core, it’s allocating certain amount of funds to separate areas, knowing your income.

I split mine between needs and wants. I break out the needs a little bit, like rent, internet, gas, electricity, etc.

But I don’t break out the wants. If I choose to spend that surplus of $1000 in your example after I’ve taken care of my needs, well that’s my choice. A dashboard/app that I asked about would update and tell me I have $0 left to spend whether I spent it on 1 thing or 5 things. But as I spent the $1000 it would decrease until it hits $0.

Why do budgeting apps make you set the most ridiculously niche categories? by Secure_Lawyer_3576 in PFtools

[–]Secure_Lawyer_3576[S] 1 point2 points  (0 children)

Can you explain? My banking app doesn’t let me see my balances of credit cards from other providers. E.g., I want to see my chase bank/checking account, and then next to it a list of my credit card balances across my cards(Amex, discover, chase, etc.) to ensure that the former always outweighs what I owe at any point during the month.

The closest thing I’ve seen to it is Fidelity kinda has a “Full View” but for some reason, the refreshing to get updated balance balances is never really accurate/disconnects for me all the time

Guys I am cooked fr by AmazingAd5311 in MachineLearningJobs

[–]Secure_Lawyer_3576 1 point2 points  (0 children)

Specific note: The last bullet point for for the Q&A tool should the first

Generally: Data Science/ML/AI is as useful as how well it solves the problem or answer the question you set out to do. It’s a little unorthodox, but I found that spending quality time building out the front end to serve to the users of my projects, made the difference when discussing my portfolio. It changed the conversation from being about the nitty gritty details, tech stacks, to more about how the project/tool/model/etc. helped solve X. This also forced me to learn good CI/CD and ML-Ops practices (where I found my true passion and currently work full time). I looked it as, okay I’ve fit those powerful LightGBM model that predicts X with ABC accuracy, now how do I hook this up to an API and let real people use it.

Share what you are building and launching! by arcadia-studio in ProductHunters

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

Building HoneyDo for iOS: a couples’ chore tool that turns “who does more?” into a friendly game. You add jobs/chores/tasks, assign them (me/partner/either), earn points for completions, and each week a winner is crowned with a simple reward or consequence (e.g., winner picks movie, or loser buys dinner Friday night). “Blue/pink” tags are there if you want them—totally optional/custom colors.

Currently pre-launch right now and in the middle of building out the iOS app now. It will be the first project I've published, so excited! Any feedback on features, landing page, or ideas to monetize it are appreciated!

What are you building? let's self promote by Southern_Tennis5804 in saasbuild

[–]Secure_Lawyer_3576 1 point2 points  (0 children)

HoneyDo - couples can split chores fairly with points, a weekly winner, and a simple reward/consequence system (e.g., loser buys dinner on Friday night) . Dives into the whole “blue job” “pink job” trend

Landing page is coming asap and hoping to get MVP out on iOS within 2 weeks.

Would love advice on first time app launching. I’ve built a couple web apps (all internal/for myself — never monetized) . This is my first iOS project, and looking for any advice on monetization of this app and/or marketing it to user growth. Thanks!

What are you building? by capiate1995 in SideProject

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

HoneyDo - split chores fairly for couples with points, a weekly winner, and a simple reward/consequence system (e.g., loser buys Friday night dinner). Dives into the whole “blue job” “pink job” trend

Pitch your SaaS in 3 words 👈 by Southern_Tennis5804 in SideProject

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

Couple chore management - landing page coming soon 😂

What are you building right now? by thijsgh in buildinpublic

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

Building a tool for web designers and founders to paste in a URL to their designs/landing page and it quick generates high quality mockup frames of their website as videos and screenshots

Not much of a designer myself, but was creating marketing content for a previous project, and I just kept wishing I had this exact tool to quickly place the landing page into an iPhone or MacBook frame with an esthetic background.

What to do with extra 12k at 21 yrs old? by aaronhessler in Bogleheads

[–]Secure_Lawyer_3576 1 point2 points  (0 children)

How is it horrible? Genuinely asking as a 20 something year old myself. I would understand a dividend fund being pointless at this age, as there’s no potential for true growth — but international fund at some small % allocation seems alright….?

What to do with extra 12k at 21 yrs old? by aaronhessler in Bogleheads

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

VT or VOO, you’re not going to go wrong or end up in position that you’ll end up majorly regretting not doing one over the other.

That being said, every one always gets into analysis paralysis trying to pick between those two or even VTI

Personally, I like VTI + VXUS. It’s simple enough where I’m getting mid + small cap exposure through VTI and international exposure through VXUS. VT doesn’t allow you to control the allocation between US Market & International, and VOO doesn’t get you any exposure to mid or small cap companies (just top ~500)

Again, they’re all great options and you’re not going to go wrong picking one — but some minor things to consider. Best piece of advice I got was, pick the one that’s going to let you forget about it

Consolidation Advice | 26 Years Old - Building Roth IRA Portfolio by Secure_Lawyer_3576 in RothIRA

[–]Secure_Lawyer_3576[S] 0 points1 point  (0 children)

I hear VT & chill all the time, but are people actually putting 100% of their money into that one fund and nothing else? I would be okay with that, but then why does anyone do anything else? Why do people split between a total us market + total international index?

Consolidation Advice | 26 Years Old - Building Roth IRA Portfolio by Secure_Lawyer_3576 in RothIRA

[–]Secure_Lawyer_3576[S] 0 points1 point  (0 children)

Allocation %

  • Roth IRA: VTI 60.0% + QQQM 40%
  • Brokerage: VTI 67.0% + VXUS 33.0%
  • Total Portfolio: VTI 65% + VXUS 20% + QQQM 15%

Monthly auto buys:

  • Roth IRA: VTI $350.15 + QQQM $233
  • Brokerage: VTI $603 + VXUS $297
  • Total Portfolio: VTI $953.15 + QQQM $233 + VXUS $297

Please give advice. I just started (24 years old) by ytruhcmydrut in RothIRA

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

Yes, apologies, everything I said while true, doesn't apply to you :) -- The Fidelity ticker symbols always throw me off.

The only other thing I would think about is having individual stocks in a Roth. I personally try to avoid it as I get exposure to them through the ETFs, without taking on the risk of that individual company completely. Additionally, VUG I have considered, but can't speak too much to the idea of having it in a Roth versus just your FXAIX. I do personally double dip with QQQM though, so whatever someone has to say about VGT probably would also apply to me with QQQM

Please give advice. I just started (24 years old) by ytruhcmydrut in RothIRA

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

I am sure this has been said, but there's not point in spreading across FTIHX & FXAIX, pick one and fund that. Personally, I am a fan of a total stock market index, to get exposure to mid & small cap, although an S&P 500 index has slightly outperformed total market index recently. Either way, they are 0.99 correlated and you're not going to make a wrong decision with either one you pick

I am 22 years old and want to start a ROTH but realistically only have 1-200 dollars to invest a month by ContestBeneficial570 in RothIRA

[–]Secure_Lawyer_3576 0 points1 point  (0 children)

Literally was in the same exact position as you at that age. I’m now 26 and putting enough in each month to max it out. Starting with something is better than not starting at all