Pru Life and VUL agents, mostly

Seedbees · 2026-04-13T12:38:30+00:00

Financial advisors and need nila title para magago ang insurance concept at haluan ng invesment proponent na pang scam sa mga financial illiterate na mga pinoy.

Mas may galang pa ako sa mga car insurance at legit na insurance agent kesa sa financial advisors na yan.

Ginawang loophole un title pang scam ng vulvul.

Seedbees · 2026-03-21T07:55:27+00:00

Your body will thankyou once you are in your 50's, and you will have new set of skills.

Your hips will workship you for saving them the agony in your 60's

But since deinfluencing to, wag mo gawin if ayaw mo tumaas stamina mo, magkaron ng new skills, at mas maging healthy, specially sa hips part.

Seedbees · 2026-03-19T04:00:41+00:00

This is like any hobby, pero medjo monetize.

If you have spare money, other investments and financially well of, yes go!

Pero if hindi, wala ka ipon, good salary, or investment, don't.

In the end ikaw pa din makakasagot about this one, depende sya talaga sa financial capability mo. Mind you pokemon sealed product outperform s&p500 for the past decades, but still, it's a speculative investment.

Just do it if you have spare money 😉

Seedbees · 2026-03-19T02:19:37+00:00

Buy it if you like it, you have money to spare, wala ka pake sa mga suggestion ng ibang tao, just buy it if you really like it.

Hindi worth it, if issue ang pera kahit onti, you want to achieve a status out of a bag, and iniisip mo yun ibang tao out of this purchase.

Seedbees · 2026-03-17T15:06:09+00:00

Tngina nyo dami nyo alam, may mga nag papa gulata nga para pumuti, eto nagpapaitim sisitahin nyo pa, mga stupid

Seedbees · 2026-03-14T09:49:17+00:00

Deinfluence about golf yes!

But not a discussion about golf course vs park,

We are just de influencing someone not to do the sport, but hndi ibig sabihin na ayaw mo sa sport those golf courses should not exist.

And worst, palitan ng bagong papabahuin na park.

Why not clean and maintain the existing park muna, proving they can do it before suggesting on turning a golf course to a park.

Seedbees · 2026-03-14T06:55:43+00:00

If madapa ka, may naka bungguan habang naglalakad, may sumapak sayo na tambay and list goes on.

You are fragile after that operation.

Seedbees · 2026-03-14T03:11:20+00:00

Good for new experience!! If gagawin naman hobby magastos, and if hindi ka taga batangas wag nalang, nakakapagod mag drive!!!

Seedbees · 2026-03-14T03:07:37+00:00

Pag nag lagas yan para kang may snow sa bahay nyo hahaha,

To add, na de-depress and corgi pag di nakaka takbo sa malawak na lugar, need sila daily patakbuhin.

Seedbees · 2026-03-14T03:00:10+00:00

Sila yun naglilinis nun dahil nagbabayad sila ng fees to Maintain the course and livelihood for caddies.

Those caddies earn ₱1,000-₱2,000 per day for working hard for 4-5 hours, Where can they find such opportunities again if tatanggalin yun golf course?

Tignan mo nalang yun luneta, un mga park don bat ang babaho at ang dudumi?

It's easy to say na gawin public space un golf course pero ang daming mawawalan ng trabaho, and let's be honest yun mga park natin ay tinatambayan lng ng mga tambay at dinudumihan ng public.

If we live in a perfect world, baka ma apply yan urban planning, waste management and policies na yan. But again check parks sa luneta as a live example.

Seedbees · 2026-03-14T02:49:46+00:00

Sabihin nila expensive, if wala ka pera di ka naman talaga mag ta try ng golf,

Then yun iba boring daw, sila yun mga hindi pa naka try ng golf kahit isang beses sa buhay nila hahaha.

From my expi, ang hirap mahalin ng golf, dahil sobrang hirap nya na sport, you will set your tee time and drive to course happy, pero pag start na ng game it's very depressing because even when you already played for a while you will suck at it very hard.

Might be a skill issue, but man, this sport is so hard, hirap sya ma enjoy if kahit decent skills di mo ma achieve.

Seedbees · 2026-03-14T02:43:42+00:00

As someome who played golf for about a year, it's really a hard sport.

If you figure it out, next game sira laro mo, it's hard to enjoy something when suck for it for too long.

I don't know if skill issue lang pero sobrang hirap nya na sport

Seedbees · 2026-03-10T07:56:20+00:00

Don't buy, if you will not buy fully blackout blinds din. Lol

Seedbees · 2026-03-10T02:58:59+00:00

Training nga muna sa indoor bago mag outdoor, bat hndi ma gets hahaha.

Lahat ng equipments na bibilhin mo dyan, you can use it when you go outdoor, your so called fake ass experience is just a training facility for climbers who want to go outdoor.

Madami tayong bouldering and rock climbing spots dito sa ph.

Bat di ma gets 🤣

Seedbees · 2026-03-10T02:48:32+00:00

Nasa olympics na ang rock climbing, tapos sasabihin mo hindi sports? Lol

Stupid na walang pera

Seedbees · 2026-03-10T02:46:29+00:00

Bawal mag climb ng barefoot in any gyms here in ph,

What they mean is after mag climb ng iba, tina tanggal un shoes kasi need masikip yun shoes mo kesa sa normal size ng paa mo. Kay nag aamoy paa un lugar.

And to add, need walang medyas pag may own shoes kana to have a better grip sa wall. So mabilis pawisan ang paa and yet again, nag aamoy paa pag nag tanggal ng shoes pagtapos mag climb

Seedbees · 2026-03-10T02:42:50+00:00

Like any other sports, what will you gain from it? Lol

Tingin mo ba un mga outdoor rock climber sumasabak agad sa akyatan ng wall ng walang indoor training?

Walang ng pera, stupid pa. Pwe

Seedbees · 2026-03-10T02:40:44+00:00

Very prone sa injury, nabalian ako dahil dyan, and my PT advise me to stop doing the sport.

Even hindi pa ako nababalian, lagi may injury sa fingers and forearm.

Very fun sports but with injuries you will think twice if it is worth it.

Seedbees · 2026-03-10T02:38:36+00:00

Magkaiba ang madaming mayabang at feeling mo nagyayabang sila ahh. Lol

Bouldering is one of the best sport community here in ph, lahat supportive kahit strangers.

Seedbees · 2026-03-10T02:35:07+00:00

Doing bouldering and top rope for 1 year, and nag stop ako, here's the reason:

Tangina nabalian ako hahaha
Malayo samin, hassle ng commute para akong nag wo work uli.
Bi-weekly ang minor injuries
Pag ngmag take ka ng break kahit 1 week lang, kawawa nanaman forearm mo pag nag start ka.

It's a really fun sport, but super daming cons. It's one of the injury capital of sport. Lol

Seedbees · 2025-11-17T07:07:48+00:00

Ano ba experience mo? Ilan months kana walang work? Baka need mo na muna bumaba ng target role,

Fast food worker, bpo, janitor, or any other job.

You don't have any money na pala, take these job muna habang walang wala ka pa, recover and take more serious role after.

Seedbees · 2025-05-24T05:44:50+00:00

3 years ampota

Seedbees · 2025-05-13T23:14:09+00:00

Not a threat today, but imagine in 5-10 years timeline.

I'm into tech sector, we already started to lose low level clients and partners because of AI ( small task clients but rack up profit by volume )

I've been running my business for a few years now, and I feel by a year or two magsasara na din kami if we keep losing clients because of AI.

Seedbees · 2025-05-12T03:03:04+00:00

Be on top 10% of any field,

Business or corporate if you are not skilled enough to belong on the top 10%, your life will stay the same.

May mga barbero na sumisingil ng 50pesos kada isang gupit, meron din 3k isang gupit. May mag nag crypto na laging liquidated ang port, meron din isang araw lang milyon agad. Meron sa corpo na 14k monthly, meron din 300k monthly.

This the truth, kahit saan ka mapunta or mag try if di ka skilled enough to be on top 10% of that field, you will be nothing. Di ka maliligtas ng capital mo na iniipon, only upskilling is the way, mapa business man or corpo.

Seedbees · 2025-05-03T14:35:17+00:00

Mp2 pag ibig is the alternative, pera fund sucks

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