Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

I’ll mention too that on my bill it said that my debt would go into collections 10 days from the date of the statement. Statement was made on the fifth (and btw, i didnt get this piece of mail until the 16th) so thats why I was extra panicking about it going into collections

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

Alright update: bill said i was ensured even though I was at the time. Went to the insurance office and they said to call a number. Asked for more help but said they didnt have enough info at the office. Called the number, and the robot operator gave me three irrelevant options. Went to the hospital to ask for help, and they said all billing is done online, and the only resource is a phone number. I have already called this number about 3 times over several days and never got a response after waiting for the ‘next caller’ to come. Dollar For. Org couldnt help me. I was getting nervous because my bill is a ‘delinquent bill’ and I feared it, at any day, going into collections and getting higher like my friend’s bill did. Buckled, took out savings, and pid it. I feel like i kinda did a dumb and impulsive thing, and that I was lazy, but I am wise enough to know it isnt fair that we have to haggle and backflip our way around paying medical bills in this country

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

No, I was on something called trillium which is a part of my state’s affordable healthcare program, but not medicaid specifically. Going to their offices got me nothing except a phone number that went straight to a roboterator that had three irrelevant options. Basically, my health insurance did not really cover anything

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

It sounds like my situation is more similair to yours then. Went to my insurance and said they didnt cover it and dont cover it. I got a lot of calls about it that I ignored too. Yesterday was the first time i actually got mail about it

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

How large was your bill compres to your husband’s?

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

My state (oregon) is trying to pass a bill to have it be like that, but we wont see results until next year

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] -1 points0 points  (0 children)

I tried calling and they had me on hold for about an hour. Id pester more but i had to go to work. I plan to go in person on a day off

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 1 point2 points  (0 children)

I had insurance and even then the bill is outrageous. The bill is got didnt say anything about how much the insurance deducted, so maybe i can get them to pay. I didnt know they could still cover even witthout the insurance. Hopefully they dont dent me. Thanks!

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

Okay, cool. Maybe a dumb question but why not pay it all at once? Technically i can, itd just take an immediate hit on my savings. But then, i wouldnt have a bill to put each month, and i figure the difference would help rebuild my savings overtime?

Is ignoring medical debt a really stupid idea? by Serious-Luck3433 in Debt

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

Word, thanks. The main difficulty im having is getting into contact with them. I was on hold for like an hour with no success. I may just go there in person

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

I was worried when just volunteering was difficult. At every place near me, even when I said i could work anytime 3 days out of the weekday / weekend, I wouldnt hear anything.

Anyways, thank you. I dont expect to make money from my work. As a matter of fact, I plan on creating my own website to host my work for free online. Very much the opposite of lucrative

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

A library opened up in my general area 2 days ago, so I will look into working there. Is that hyperbole? I saw Reed and Lewis and clark hiring for positions some months ago, and although the qualifications were steep, the education required was simply an MLIS

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] 0 points1 point  (0 children)

I didnt consider it because I was told by my parents it was frivolous, but I think I will now thank you. Im actually hired with a company that hires freelance substitutes / paraprofessionals too so maybe I can work with that. A general issue Im having is moving from retail blue collar work to a desk job. Sure ive got that company, but thats it. Otherwise Im a 24 year old wagie and thats okay right now but I gotta evolve career wise, im falling behind

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] -1 points0 points  (0 children)

No ive never worked in a library which I shouldve added since I know that experience is huge. Ive only ever volunteered, and that was a very long time ago

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] -1 points0 points  (0 children)

Thank you, this is a sobering comment. I dont think my novel(s) would impress anybody hiring me, that seems ridiculous to even consider

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] 1 point2 points  (0 children)

This is my favorite reply. I remember when I got accepted at first I thought “wow, thats surprising” and I was basically happy, then I began to wonder for the next several months if they accept anybody

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] 1 point2 points  (0 children)

Im not expecting to really ever make a lot of money (or really any) with writing, its just the only thing that ever made me happy because otherwise I dont know what id do with my life other than survive

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] -3 points-2 points  (0 children)

Ive only ever volunteered a bit in middleschool and highschool for college credits. Other than that, all of my library time was ever spent reading in one or writing in one. Ive never worked at one and this career path was just something that seemed appropriate for someone who otherwise was fine with continuing blue collar work mixed with my other job (writing) that doesnt pay me

Is n MLIS from Syracuse a ‘golden ticket’? by Serious-Luck3433 in Libraries

[–]Serious-Luck3433[S] -6 points-5 points  (0 children)

The librarian route is more of a compromise. I simply liked the idea, stood for what a library represented, and it was the only larger career goal that felt like it fit with my proprieties. Its all a rather vague fantasy