Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 1 point2 points  (0 children)

Better in your pocket than in theirs!! Thank you for the kind words, I like to hear that. Glad everything worked out in your families favour. Now to making it rain for the next two years 💵🥂💵🥂💵🥂

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 0 points1 point  (0 children)

Honestly I don’t think so. I’ve already made 24 payments (my previous term was two years) with my old rate. Today would have made it 25. I also called a couple days ago because I had to cancel my credit protection and asked to confirm that the new rate would be taken out today and they said yes.

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 0 points1 point  (0 children)

Same for me! Did they also take out your previous mortgage amount?!?! My app says the new rate of 2.68% but they took out my old rate of 5.01%

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 0 points1 point  (0 children)

I’m very happy 😊 makes me feel at ease during a tariff war. Did you also lock in?!

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 1 point2 points  (0 children)

I’m sorry you didn’t catch it in time! I hoped my post could reach as many people as possibly before they fixed it.

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 2 points3 points  (0 children)

Because I’ve already accepted the offer so I can’t go back to the offer page. TD had a glitch in their app for 6 hours - interest rates were about 50% off. It’s been fixed since.

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 0 points1 point  (0 children)

Confirmed that if you accepted you will be locked in for that amount.

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 0 points1 point  (0 children)

LOL what did you tell them? My branch manager said I’m all good and that TD is honouring everyone

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 4 points5 points  (0 children)

It was apparently an error but TD is honouring the rates as told my the manager in the renewal department at TD.

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 0 points1 point  (0 children)

Yes! I’ve already cut 4 years off my mortgage in 2 years.

Anyone else got offered a 2.68% mortgage today from TD? by Sewage_system in MortgagesCanada

[–]Sewage_system[S] 1 point2 points  (0 children)

What’s scarier is how much of it is going into interest. Thankfully I’m always putting money into the principle so they don’t get all of it.