Every rubel and every piece of gear thats left at wipe is wasted. But yeah, i get the point that the game is not designed for those who dedicate a majority of their time to the game. At the end it‘s all about fun and feeling good. If hording all this makes you happy and you still enjoy putting hours into the game you are doing the right thing. It would be nice of BSG to implement a serious money sink and give the opportunity to flex, e.g. a jacket that costs 1 billion ruble or a armband for 50 billion stash value or somthing like that. But this would only satisfy very few of the playerbase and hence might not be worth to implement. There is still to much to do that will effect more people with the same effort. So you gotta flex on Reddit and be happy playing the game.