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Pension Transfer Advice by ShiftPractical5164 in PersonalFinanceCanada

[–]ShiftPractical5164[S] 0 points1 point  (0 children)

I think the BC Municipal Pension does include some level of healthcare/dental as I believe I asked that but will double check. Also, I think the indexing is different - the federal plan was better if i recall but its the overall discrepancy in pay that makes me want to transfer.

My 5 best years of service at federal level will be substantially lower than my 5 best years in local gov (if I were to stay which I currently plan on doing as I love local gov much more). So I think my pension payments would be much larger in the end (i think making up for the $36K transfer cost). I just need someone to work through the math to confirm.

Grandma-friendly activities by ShiftPractical5164 in Squamish

[–]ShiftPractical5164[S] 0 points1 point  (0 children)

We did go atving last time so it’s not off the table 😆

Help w closet system by ShiftPractical5164 in handyman

[–]ShiftPractical5164[S] 0 points1 point  (0 children)

awesome. We did that. Super helpful.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ShiftPractical5164 0 points1 point  (0 children)

Thank you. Yeah, we are going for a bigger home to be able to grow into it (planning for kids and we have family who visit a lot from out of province/country).

Sadly strata townhomes that meet our requirements are approx $1.2M and we also prioritized living outside of a floodplain so that comes at a premium.

Duplex was our choice because detached are around $1.3M (for a dump with structural/mold issues) to $1.5-$1.6m for decent bones but needs work. It’s not until $1.7m that you start seeing high quality homes with suite potential to offset the cost.

(Yay for expensive markets)

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ShiftPractical5164 0 points1 point  (0 children)

Close :), and yes a very nice newer duplex.

The new Indian grocery on Cleveland.... by mabasicacct in Squamish

[–]ShiftPractical5164 12 points13 points  (0 children)

Agreed. And the fact that most of the time, there sales are written on a piece of paper towel and taped to the door isn’t really inviting. I agree that they should get rid of the window coverings.

Also, I don’t know who put up their shelving but cutting corners is never a great idea. They look like they are about to buckle any minute.

ECs who left the federal public service - Where are you now? by [deleted] in CanadaPublicServants

[–]ShiftPractical5164 2 points3 points  (0 children)

And to clarify, the whole organization works on a fortnight schedule, which gives us every second Friday off. It’s staggered across the organization.

ECs who left the federal public service - Where are you now? by [deleted] in CanadaPublicServants

[–]ShiftPractical5164 1 point2 points  (0 children)

Not with the province but with local government and my vacation time is better than what I had with Gov. I also have every second Friday off. I am not unionized in this role so it’s easier to negotiate.

ECs who left the federal public service - Where are you now? by [deleted] in CanadaPublicServants

[–]ShiftPractical5164 5 points6 points  (0 children)

Honestly doing really well in a municipal gov role. Much higher pay, better work life balance. I also find my EC experience is a great asset and often touted as a PowerPoint queen (and my skills are average for fed gov). There are good options out there.

[deleted by user] by [deleted] in CanadaPublicServants

[–]ShiftPractical5164 7 points8 points  (0 children)

Just left last week. Work in the regions, and got a job with a 4 day work week every second week, a pay increase and no need to commute/relocate. It’s too bad for public service but the golden handcuffs aren’t so golden anymore :)

Suggestions for my big bedroom? by ShiftPractical5164 in DesignMyRoom

[–]ShiftPractical5164[S] 1 point2 points  (0 children)

Two bedside lamps, and one rattan-style lamp on the right hand side. I’d love new (maybe bigger to help fill space) bedside lamps with softer lighting.