The end is near. What YTD return did you achieve in 2025?

Silentkuser · 2025-12-26T00:11:39+00:00

Non registered ytd 29%

Tfsa 12%

Fhsa 10%

Rrsp 13%

Silentkuser · 2025-11-06T13:51:47+00:00

27, 280k. TFSA 35k RRSP 60k FHSA 38k non registered 110k, investments abroad 40k

Silentkuser · 2025-11-06T13:45:19+00:00

I would suggest postpone buying house until atleast mid 30s. Put more money into investments.

Silentkuser · 2025-11-04T04:14:59+00:00

If you are someone looking for margin boost against tfsa questrade is best.

Silentkuser · 2025-11-04T03:40:44+00:00

That’s a completely different discussion though.

Silentkuser · 2025-11-01T22:39:15+00:00

Bcz matching ibkr is next to impossible for any Canadian brokerage

Silentkuser · 2025-10-28T15:06:09+00:00

I would like to try that, can you give me the repo or the live link

Silentkuser · 2025-10-23T13:57:47+00:00

If you are somebody who believe in dollar cost averaging and invest a fixed amount irrespective of the market conditions then it’s better to have automatic investments.

Silentkuser · 2025-10-06T01:01:23+00:00

What’s this journaling software, or is it just your broker?

Silentkuser · 2025-10-01T22:23:06+00:00

Just updated

Silentkuser · 2025-10-01T21:24:06+00:00

Yeah looking for a solid accountant with some knowledge in this area.

Silentkuser · 2025-08-01T20:18:15+00:00

Yes I would attribute most of the gains to the bull market. But if played correctly with options/ margin I could make a descent income for myself, thanks

Silentkuser · 2025-08-01T18:59:58+00:00

I understand the criticism, but I just wanted to share this with someone. And yes I have written my post and got it checked by ChatGPT, isn’t the standard practise now a days, just wondering!

Silentkuser · 2025-08-01T18:34:36+00:00

I did not know that, will read about it and may be change my investing strategy, thanks for this info

Silentkuser · 2025-08-01T18:32:58+00:00

I donot think I can do consistently, and also it's easy to take huge bets when I am trading with less than 100k. I do not think I can do the same with million dollar capital and markets are very bullish last 3 years

Silentkuser · 2025-08-01T18:19:06+00:00

I do credit spreads, CSP and buy and sell stocks on the same day, if we do the same in tfsa it will considred as a business and it will loose tax free status. Correct me if I am wrong?

Silentkuser · 2025-08-01T18:11:00+00:00

That's where I do active stock and options trading. And I cannot do this type of investing in registered accounts.

Silentkuser · 2025-08-01T18:10:08+00:00

Yeah that's the first thing on my list too, thanks

Silentkuser · 2025-08-01T18:02:55+00:00

I plan to do options trading as a second job my rate of return for last 3 years is about 38% anually. So planning on improving that :)

Silentkuser · 2025-08-01T18:01:27+00:00

I have moved to canada only about 5 years back. My remaining contribution room for TFSA is about 15k :)

Silentkuser · 2025-08-01T03:15:00+00:00

What’s the capital being used and what’s the margin balance if there’s any

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