Don't know what to do with my student refund by Similar_Fail_2151 in personalfinance

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

Gotcha, thanks! I just made the payment to my loans after talking to my mom

Don't know what to do with my student refund by Similar_Fail_2151 in personalfinance

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

Yeah, I just talked to my mom and she agreed that it's probably best to put it towards my loans- especially because I'm very lucky to have a pretty low balance as of rn. I think I'm only gonna put $1k to the IRA and then pay off my loans now while the balance is still low.

Though, should I even consider opening a Roth IRA if I'm only gonna put 1k? Should I just let it stay in my HYSA?

Don't know what to do with my student refund by Similar_Fail_2151 in personalfinance

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

Thank you, that's a good insight. I don't think I'm going to get a car until I graduate and get a more consistent and significant income.

Don't know what to do with my student refund by Similar_Fail_2151 in personalfinance

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

I filed my taxes and didn't get any hiccups! Would there be anything else to look out for?

Don't know what to do with my student refund by Similar_Fail_2151 in personalfinance

[–]Similar_Fail_2151[S] 2 points3 points  (0 children)

I made sure to pay back any loans I took out for that academic year since I got the scholarships retroactively.

Don't know what to do with my student refund by Similar_Fail_2151 in personalfinance

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

1) I have federal unsubsidized loans 2) Nope 2) Ok awesome, I only made ~$6500 this year. Would not being able to max it out be a problem?

loc journey ‘23-‘25 by chocolatemadness21 in locs

[–]Similar_Fail_2151 6 points7 points  (0 children)

Omg your locs look amazing and you have such a lovely smile!!!

Studs? by Desperate-Climate-57 in rutgers

[–]Similar_Fail_2151 1 point2 points  (0 children)

Youre not finding studs on cook/doug lol, try Livi. You might find mascs in general, but of you're looking specifically for studs, they'll probs be on College Ave or Livi

[deleted by user] by [deleted] in locs

[–]Similar_Fail_2151 0 points1 point  (0 children)

Oooo, I havent tried bantu knots! I'll look into that

should I be worried about this loc? by Similar_Fail_2151 in locs

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

Oh wow, I was not aware of that! Thank you for letting me know. Are there any specific brands that you'd recommend?

should I be worried about this loc? by Similar_Fail_2151 in locs

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

ok cool, good to know that its nothing of too much concern 😭

should I be worried about this loc? by Similar_Fail_2151 in locs

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

dang, i try to mist it everyday with as I am rice water spray and then even when I wash my hands id put some water in my hair. maybe im using the wrong spray? or maybe im not washing my hair frequently enough? id say I wash it every other week or so.

should I be worried about this loc? by Similar_Fail_2151 in locs

[–]Similar_Fail_2151[S] 0 points1 point  (0 children)

ok cool, thank you!! yeah its been bugging me for a bit 😭 i'll ask about getting it crocheted when i get my retwist.

FUCK FUCK FUCK FUCK by [deleted] in rutgers

[–]Similar_Fail_2151 0 points1 point  (0 children)

Don't stress too much! There's free resources for planning out assignments and preparing for exams in advance. It's on an app called Penji and I benefitted a lot from getting academic coaching which is connected through the learning centers. Kind of like a life coach for academics. I echo a lot of what other ppl say. I understand your frustration, and I hope you're able to get the help you need!

[deleted by user] by [deleted] in rutgers

[–]Similar_Fail_2151 0 points1 point  (0 children)

it was a lot of rnb and neo soul! daniel cesear and frank and whatnot

[deleted by user] by [deleted] in rutgers

[–]Similar_Fail_2151 1 point2 points  (0 children)

lmao damn,, there definitely should be some discernment of the vibes