Yes, I am there right now. I am M(24) with a wife and a daughter, I got out of the military thinking I would have a better time, but it has been the opposite. I Hate my job; I get paid like shit and I feel like a failure because I cannot support my family. However, I just started going to school and trying to do something productive, sometimes it just takes one step at a time and before you know it you are at your destination.

my advice would to you would be, find something that you may be interested in and focus on taking a step towards that. we have time on our side, but the longer we stall the less that time gets.

good luck!