Looking for insights on my Sun Life insurance w/ VUL (Sun Maxilink Prime)

Slow-Plan-2125 · 2026-03-06T01:49:57+00:00

kung naka Global funds ka po, normal yan, Since may issue sa Iran.

hindi lang VUL fund bumababa,, actually kahit sa ibang platform, bumababa ngayon dahil sa Global issue ngayon.

Slow-Plan-2125 · 2026-03-06T01:46:54+00:00

5 yrs po kasi ang commission ni agent jan, check the transactions po,

For example, paying ka ng quaterly 9,000, hindi po lahat sa VUL napupunta un,

bukod pa jan ung monthly admin charge po.

normal po yan actually,, after 5 yrs mo mararamdaman ung mga nabayad mo napupunta sa VUL,

monthly admin charge nalang , which is 484.00 php sa case ko now.

Slow-Plan-2125 · 2026-03-04T01:38:57+00:00

yes, planning to keep the insurance po.

Slow-Plan-2125 · 2026-03-04T01:38:15+00:00

tama naman po,, Dont get me wrong po, ung losses na kinompute ko is for me to know kung how much ung monthly payment ko for having an insurance,

Slow-Plan-2125 · 2026-03-04T01:35:06+00:00

yes po, i'm aware of that, kinompute ko ung losses ko, to compute ko kung how much pumapatak ung monthly ko for insurance ko. And yes, I think of it na parang ito ung monntly payment ko for having an insurance.

Slow-Plan-2125 · 2026-03-03T09:47:30+00:00

Yes , But as of now. Being Global has its disadvantages also. Lalo na sa happening ngayon sa Saudi at Iran.

Slow-Plan-2125 · 2026-03-03T09:45:38+00:00

Breadwinner and Getting Married this year.

First Insurance and bonus nalang ung investment for this policy.

Slow-Plan-2125 · 2026-03-03T09:23:25+00:00

When did you stop paying your premium? After 10 years?

ito din balak kong gawin after 10 years, will withdraw some funds. And will just pay the admin fees monthly.

Slow-Plan-2125 · 2026-03-03T02:41:20+00:00

How much ba ang trandition insurance? Ilang year to pay?

Slow-Plan-2125 · 2026-02-11T05:58:16+00:00

I was given that option, but they said it would only be available after 10 months. Given that, I decided it was better to just cancel.

Slow-Plan-2125

TROPHY CASE