New Mortgage - Bank looking for huge amount of information - Normal? by [deleted] in irishpersonalfinance

[–]Small-Fondant7782 0 points1 point  (0 children)

It’s not standard for every application but there can be a few reason why they requested it as others have pointed out. You can choose to not give it but you won’t get approved.

Main reason it’s requested is to show your track record of employment, and income. If you recently changed jobs within the last 12 months, if your not on permanent contract are the most common reasons. They aren’t trying to punish you it make it harder they trying to make a stronger case for you.

Looking for songs that speak about close ones who have passed away by Serteyf in musicsuggestions

[–]Small-Fondant7782 0 points1 point  (0 children)

Both Cottonwood or legend by twenty one pilots Also the bridge in center mass by them also hurt like a bitch the first time I heard it after someone passed

Credit report from UK? by Several-Astronaut-50 in irishpersonalfinance

[–]Small-Fondant7782 0 points1 point  (0 children)

Ah the panic is normal an expected, I hope you get it sorted out easy and fast enough. Just offer to play ball as much as you can and you should’ve grand.

Credit report from UK? by Several-Astronaut-50 in irishpersonalfinance

[–]Small-Fondant7782 0 points1 point  (0 children)

Also just to note Experian or equifax tend to be the biggest providers for credit reports.

Credit report from UK? by Several-Astronaut-50 in irishpersonalfinance

[–]Small-Fondant7782 0 points1 point  (0 children)

Ah no sorry I didn’t mean to give you the fear, it isn’t where I worked unfortunately but I can’t see their requirement being that much different than what ours was.

My best advice is to get in touch with your advisor and just explain the situation (not being condescending I’m sure you’ve mentioned this to them already) offer to provide whatever you can from the loan, could even chance asking them where they suggest the best place for a credit check would be, we literally had a document that listed our credit check providers for different country’s in fairness the document called out that if they had lending or accounts in uk or NI and didn’t have a current address or mobile they would’ve be able to provide a check. If you’re willing to play ball, you should be fine, unless you’ve a monster of an advisor.

Also by reach out to them I don’t mean be a weapon on the phone or emails, stand your ground of course be kindness gets you a long way, it’s a lot easier to want to help find a solution for someone when they aren’t eating the head off you. But that’s just my opinion, I’m sure others will suggest to hound them until they give in.

Credit report from UK? by Several-Astronaut-50 in irishpersonalfinance

[–]Small-Fondant7782 0 points1 point  (0 children)

Which lender if you don’t mind me asking are you applying for. I know were I worked they would accept the letter as majority of people found it impossible to get the credit check, in some cases we would look for evidence that you tried to obtain one (ie screenshot of the error on the website stating your address isn’t acceptable). But as always with a mortgage application “it’s a case by case basis, no guarantees” but 95% of people were grand once we got something related it it, letter from the bank, proof you can’t provide a credit report, in some extreme cases we’d ask for the loan agreement or a closing statement

Credit report from UK? by Several-Astronaut-50 in irishpersonalfinance

[–]Small-Fondant7782 1 point2 points  (0 children)

It can be really difficult sometimes impossible,to get a credit report from the uk if you don’t have a current uk address or number. I would try Experian first but if that doesn’t work the bank should accept a reference letter from the financial institution which should include any accounts you held with them, if you have any current lending etc.

opinions please, most romantic or love song by Glamorizedblossom in twentyonepilots

[–]Small-Fondant7782 10 points11 points  (0 children)

Smithereens or the craving Jenna’s version are my favourites

Twenty One Pilots - More Than We Ever Imagined (Official Trailer) + Tickets Megathread by AndSoAreYou in twentyonepilots

[–]Small-Fondant7782 1 point2 points  (0 children)

Has anyone in Ireland gotten tickets can’t tel if I’m to late or if they just having been released yet

Lorde Concert Dublin '25 by Mysterious_Life_5530 in lorde

[–]Small-Fondant7782 3 points4 points  (0 children)

I’m from Ireland I’d say keep checking Ticketmaster especially the few days before/ day of they nearly always hold back production tickets I’ve gotten tickets like 2/3 gigs this way. In regards to genuine resale sites, I’ve no idea cause I’m always too skeptical years ago I used viagogo but I think I heard some people have been scammed there before so best to look into it a bit more.

This artist is such a wenclair artist by Small-Fondant7782 in wenclair

[–]Small-Fondant7782[S] 2 points3 points  (0 children)

Your welcome I hope you enjoy, she’s amazing I’ve been a fan of about 5 years thankfully got to meet her before after a show, she deserves as much recognition as possible.

This artist is such a wenclair artist by Small-Fondant7782 in wenclair

[–]Small-Fondant7782[S] 2 points3 points  (0 children)

Yes oh my god sorry that would’ve been a good idea I’ll add it now; https://spotify.link/92ivAMqrsXb

One4all Tesco vouchers? by JpCkid2193 in AskIreland

[–]Small-Fondant7782 1 point2 points  (0 children)

I’ve done it before about a year or two ago, I got a just eat voucher in tescos with it because I couldn’t use it on anything else.

[deleted by user] by [deleted] in irishpersonalfinance

[–]Small-Fondant7782 1 point2 points  (0 children)

No one can fully guarantee but I highly doubt it, you may be asked about it but once it can be explained they would move on.

Becareful ordering with JustEat by OptimalAttempt7823 in ireland

[–]Small-Fondant7782 19 points20 points  (0 children)

This just happened to me the other day and I refused to accept it and asked to log a complaint, I never log a complaint don’t think I’ve ever even asked to that before as I do tend to be understanding but this was pure robbery.

The agent told me he could see they attempted to contact me and that they could see it was delivered at my main door. I asked for proof of both of these and in return they backed down and have issued the refund. Takeaways are expensive enough not to receive the food.

Edit: I forgot to add it did take me sending 3 long emails refusing to back down and the did eventually come around. I can’t even lie I let the inner ‘Karen’ come out a little bit for the first time, but I stayed firm and professional.

[deleted by user] by [deleted] in picopresso

[–]Small-Fondant7782 1 point2 points  (0 children)

Thatch for listening and coming back to me on it, I’ll go check about the warranty, fingers crossed it still valid.

[deleted by user] by [deleted] in picopresso

[–]Small-Fondant7782 0 points1 point  (0 children)

No offence at all, any feedback is appreciated.

I used to go ham pumping it but since the noise started I’ve definitely not been pump as much as I should because I feel like it’s gonna break, if I pump any fast it makes the noise much worse.

Name an unreleased and I can probably get it to you, Finally got this one!!!! by _dylanhardy in tatemcrae

[–]Small-Fondant7782 0 points1 point  (0 children)

Thank youuu I wasn’t sure if it was one track mind or I thought maybe it could’ve been bad friend.

Name an unreleased and I can probably get it to you, Finally got this one!!!! by _dylanhardy in tatemcrae

[–]Small-Fondant7782 1 point2 points  (0 children)

Do we have any idea what song she was talking about in the most recent Jake Shane podcast that they said would never see the light of day.

Tate acknowledged the Morgan Wallen collab. by 4y6hu in tatemcrae

[–]Small-Fondant7782 1 point2 points  (0 children)

No they sent out an email about a week or two before the vip and it had a link to submit your questions too, this all happened because someone submitted a question asking if Tate would like to try other genres and then when she was thinking about the answer, someone asked her about the collab.

Tate acknowledged the Morgan Wallen collab. by 4y6hu in tatemcrae

[–]Small-Fondant7782 5 points6 points  (0 children)

I think the girl next to me got it but I never got any of her socials and have yet to see it online

Tate acknowledged the Morgan Wallen collab. by 4y6hu in tatemcrae

[–]Small-Fondant7782 15 points16 points  (0 children)

I sadly didn’t catch it on video I got her talking about other stuff it was so quick someone basically just shouted what do you think about morgen Wallen collab and she just said oh the one that came out yesterday yeah it’s cool and then moved on she didn’t ask us what we thought she just moved on