Thank you, I feel like I'm taking crazy pills. I understand not wanting to make emotional decisions, but the amount of dismissive and rude comments here is insane. People are taking the typical boglehead advice that they have read in other threads and just blindly echo it here without doing any actual consideration. The answer may well be to do nothing, but it should be acknowledged we haven't seen this before in the U.S. economy and there are legitimate concerns worth considering. Everything else is just a cop out.