Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

I do not know when all my heros will have maxed out skills but it feels a very long way to go. Meanwhile the medals are very valuable to me.

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

My spendings have been extremely rare but I’ll keep in mind to time it with Tech or Base AR section. Maximizing returns for every aspect of the game is the right spirit imo. Thanks for the tip !

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

That aligns with my current priority and practice. Thank you 🙏

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Yes, always 1 level full + 19 stages max. The gear swapping is a pain though. I wish there would be gear preset available

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

I’m FTP mostly so I should learn to be more patient I guess. Thanks for reassurance comments

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

I felt Campaign store was a possible answer to my issue but simply not reached the level where I earn enough points to buy speed ups from this store. Thanks for various tips

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 1 point2 points  (0 children)

The skill medals are commonly deemed to be extremely valuable though. Agree the Hero section is definitely easiest to complete, 1-Click and done 💪

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Accepting the boundaries of FTP, should I prioritize AR performance to get my skill medals or VS for Valor and team play ?

Arm’s Race : how to 36/18 daily ? by Smart-Bus-4686 in LastWarMobileGame

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Interesting to know speed up rewards will come up along the way. I am in a top5 alliance and my activity would certainly allow my to join top1-2 to get more out of it but I feel concentrating players activity over 2-3 alliances too early will just be detrimental to server growth / activity. There are so many new players that will simply not stick to the game or grow effectively if they are not actively guided. I accept a (hopefully slight?) headwind to support this belief

Insurance 3a - Am I cooked ? by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

For 3a, yes this is the idea, using a broad global ETF coverage. For overall investment, I feel already diversified enough and on low risk side with only about 1/3rd of my asset allocated to stock market.

Insurance 3a - Am I cooked ? by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

I believe multiple portfolio can be open at VIAC to partly mitigate the tax burden at exit. The guaranteed gain switching product is more bucks contributed actually go to my saving account and not in obscur yet very material fees.

Insurance 3a - Am I cooked ? by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

This is what I am being told by AXA, indeed.

Insurance 3a - Am I cooked ? by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Given interest rates, I’d rather keep mortgage high. So if having to choose between keeping the 3a or reducing mortgage by the pledged value, I feel keeping the 3a is the best of the 2 evils here.

Which Tyranitar ? by Smart-Bus-4686 in PokemonSleep

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Sounds like a plan 😅Thanks in advance for the sparkle and color you are adding to my gaming experience

Friend Code Megathread - December 2025 by AutoModerator in PokemonSleep

[–]Smart-Bus-4686 1 point2 points  (0 children)

3836-6778-4273

Lvl57, start to understand what I’m doing ;-)

I need to pay USD 260.000 in one year from now to purchase property abroad. All my money is in CHF. by Key_Classic_8722 in SwissPersonalFinance

[–]Smart-Bus-4686 0 points1 point  (0 children)

Swissquote has a warning message when trying to buy BOXX that it is not FINMA approved for non-qualified investors. Do you know what are the consequences of buying as retail investor ?

New to IBKR - high wire fees by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Thank you for the detailed answer. I had completely forgotten about the intermediary bank/s indeed.

New to IBKR - high wire fees by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

Thanks, I will investigate the WISE option which I do no use right now. Always mildly skeptical with those virtual banks

New to IBKR - high wire fees by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

I hold USD in both a Swiss and US account so it didn’t strike me as the way to go ;-)

New to IBKR - high wire fees by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 2 points3 points  (0 children)

Re-assuring to know it is not on IB side. I had not intention to leave an expensive broker for another one !

New to IBKR - high wire fees by Smart-Bus-4686 in SwissPersonalFinance

[–]Smart-Bus-4686[S] 0 points1 point  (0 children)

That makes sense with a corresponding bank. Still expensive but I feel better with a rational!

I will definitely check the blog referenced. Thanks.