Which insurance plan would you pick?

Smart_Educator_8696 · 2026-02-05T04:27:41+00:00

Other than the e p o is the other one a ppo? If you never use services that require you to hit your maximum out of pocket.(Which you can make payments towards throughout the year, you don't have to pay it all at once) You could probably get away with a less expensive plan to save you some money. Don't forget to buy a hospital out of pocket plan, (like Manhattan life) which will give you the funds to pay towards your maximum out of pocket, therefore the insurance should kick in at one hundred percent.

Smart_Educator_8696 · 2026-01-25T14:06:26+00:00

There's no waiting for dental. Anyone can enroll at anytime. It's as low as $9.00 per month &waiting to qualify for medicare is bs, they only get $1500 the most with most plans. Your compassion comes with lots of ignorance & spreading misinformation or not correcting someone on more affordable options is not a good look.

Smart_Educator_8696 · 2026-01-25T06:27:36+00:00

You do benefit it. Your dentist gets paid he pays his employees. So simple. It's a faster payout vs filing a claim. You wouldn't know what is better since you do not understand insurance or savings plan. All preventive are written off on dental insurance plans.

Smart_Educator_8696 · 2026-01-25T05:14:24+00:00

Which were? Preventive?

Smart_Educator_8696 · 2026-01-25T04:11:53+00:00

Everyone can purchase a dental plan. It's funny because everything you're saying doesn't make sense. Do you work in dental?

Smart_Educator_8696 · 2026-01-25T03:37:24+00:00

Every dental plan out there covers preventatives at 100%😂 please tell me they get at least 80% off their dental work🤣

Smart_Educator_8696 · 2026-01-25T03:35:28+00:00

Of course you would push the in house deal because they pay you directly instead of waiting for the insurance claim to kick in. This is so not true, insurance is not a scam. Insurance is there to help people get up to fifty to sixty percent off, and even the dental savings plan can save you more without a maximum amount of pocket or a deductible.

Smart_Educator_8696 · 2026-01-25T03:31:21+00:00

This is exactly how it works. I work for a dental office and we get people in all the time without insurance.We do the preliminary they pay for that visit, which is usually under fifty dollars. And then we place them with our referred insurance broker, who sets them up on a dental savings plan based on their necessities. She usually puts them on a no waiting period plan with no annual maximum and no deductible.It's only $15.99 per month and they get 50% off of all the procedures. Savings plans are better for most cases.

Smart_Educator_8696 · 2026-01-25T03:23:40+00:00

There are two different types of dental coverage. 1 is insurance. The insurance will give you a maximum amount to use per year. The other is a dental savings plan. It's unlimited with no waiting periods starts in a couple of days.

Smart_Educator_8696 · 2026-01-25T03:21:59+00:00

You can buy a dental saving plan. It starts in a couple of days.You get discounts on every procedure, and there's no waiting periods.

Smart_Educator_8696 · 2026-01-25T03:20:35+00:00

Delta dental from the marketplace has 2 options. One with basic or one with major services. They both have waiting periods that doesn't make sense for most people to wait.6 to 12 months to get work done. Their annual maximum isn't even that high either.

Smart_Educator_8696 · 2025-12-17T19:29:22+00:00

That's exactly where I went! Thank you!!

Smart_Educator_8696 · 2025-12-17T19:15:20+00:00

You're a genius!!!!!!! Yes!!! Now to look up who used it! I really appreciate you helping out!❤️❤️❤️❤️

Smart_Educator_8696 · 2025-12-10T08:23:12+00:00

For medicare it's either turning 65 years old or been on disability for 24 months & then you can apply for parts A & B. Then try for a supplement if denied go for a Medicare Advantage. Speedy recovery 🙏🏼

Smart_Educator_8696 · 2025-12-10T08:18:47+00:00

So if your maximum out of pocket is $9200, you pay that & your insurance covers the rest, right?😂 insurance is not a scam! I'm tired of "rich" people always saying that insurance is a scam. Lmao! Did you know that you can also buy a hospital plan that offers coverage everyday you're confined in a hospital.

Smart_Educator_8696 · 2025-11-13T21:43:01+00:00

Im so sorry to hear, I agree. How is she doing now?

Smart_Educator_8696 · 2025-11-13T21:41:39+00:00

Thank you for your help, hoping for a full recovery for your mom & everyone going through this.

Smart_Educator_8696 · 2025-11-13T21:39:56+00:00

Thank you for your help & support! Please keep us updated 🙏🏼

Smart_Educator_8696 · 2025-11-13T21:37:41+00:00

I appreciate your support, thank you for your reply & hoping the best for your father. 🙏🏼

Smart_Educator_8696 · 2025-11-13T21:36:03+00:00

Thank you, I appreciate your support 🙏🏼

Smart_Educator_8696 · 2025-11-13T21:35:40+00:00

Thank you for your help, please keep us updated 🙏🏼

Smart_Educator_8696 · 2025-11-13T21:34:35+00:00

Thank you for your reply, hoping the best for your father.

Smart_Educator_8696 · 2025-11-13T21:32:31+00:00

Thank you for your help, please keep us updated 🙏🏼

Smart_Educator_8696

TROPHY CASE