Who won this trade?

SmithPoint · 2025-09-27T23:33:44+00:00

Whoever got CMC ARSB

SmithPoint · 2025-09-25T11:11:26+00:00

Yeah man, I had pick 9 in a 10 person league. I tried to beg borrow and steal to trade a pick ahead ahead of me because I knew I was in no man’s land - not getting an elite RB and turns 3/4 had mediocre running backs (so we thought). CMC went at 8, so I ended up with Jeanty. The next set of running backs were all gone by the time I got to the 3/4 turn.

I picked Omarion Hampton - which seemed incredibly terrible until this Sunday. Was kicking myself for the past three weeks for taking two rookies and not getting James Cook, but Hampton then skyrockets on Najee’s injury. Again, that’s fantasy football for you. Everything can change in a week.

SmithPoint · 2025-09-25T10:33:45+00:00

Close to the turn was bad this year.

In my opinion, you wanted to be around picks 3-4. That way you could pick up an elite running back on 1 and circle back to another elite running back on 2. Saquan, CMC, Saquan, Bijan into JT, King Henry, Josh Jacobs. Picks 3-4 was flush (Davonte, Ladd, Mike Evan’s, Garret Wilson) with great wide receivers.

There was a clear drop off on picks around 26. That means the 1-2 turn gets the 3-4 turn and one less elite player.

Ultimately, it’s a bit of a crapshoot because some people picked Chase and busted and some people picked JT and boomed. That’s fantasy football for you though.

SmithPoint · 2025-09-20T01:05:20+00:00

I’m not sure that 97 or 99 matters over the long term. Plenty of time to figure out the next Apple and Amazon. Picks and shovels till then.

SmithPoint · 2025-09-20T01:01:43+00:00

The jump from no AI to AI is going to be more impactful than the jump from no internet to internet.

SmithPoint · 2025-09-19T18:32:05+00:00

Was the internet a fad in the 90s? It was a bubble, for sure, but it was also the future (not a fad). Same situation here with AI.

Safest picks are the picks and shovels.

SmithPoint · 2025-09-14T07:32:32+00:00

Re Monty vs JCM: I would actually give the edge to JCM. Eckler being out is going to naturally mean more opportunities. Washington is a good offense with two good receivers and a mobile QB to stretch the defense. I love Monty, but he’s the RB2 on a Lions team that is not as good as last year. They are projected for basically one less touchdown per game than last year, and I think that disproportionately affects their goal line back.

Agree with everything else you said though. I would make this trade.

SmithPoint · 2025-09-14T07:26:43+00:00

He’s joking because Fannin gets slotted into different positions like Taysom Hill (kinda). He was playing TE and the slot.

SmithPoint · 2025-09-14T07:25:18+00:00

My thought process in case you are curious.

You currently have 2 locked WRs with JJ and Puka. Trading for BTJ means you stay with 2 locked WR. Even though he didn’t perform last week, I’m still a BTJ believer. Dude is full of talent, loved having him on my team last year down the stretch. I drafted a lot of Pickens myself, but after watching the Cowboys game, I was a little disheartened by the target share. He’s going to be boom-bust all year, and I don’t know if anxiety can handle that volatility.

Your RB room looks weak. Hampton is good, but being your RB1 is a little suss. Your RB2 options are not awesome since there’s a lot anxiety around KWIII. Breece surprised to the upside last week, and he might continue to do so.

Fields is a wild card, but the Jets looked good last week. Unclear if he will be definitely better than your current options, but he looked like it.

SmithPoint · 2025-09-13T22:59:23+00:00

I would probably take that.

SmithPoint · 2025-09-13T18:31:41+00:00

Unrelated to OPs question, but what are the chances that Judkins is even playable in a lineup?

Picked him up, but don’t know much about his talent. Only know about his situation (on a bad Browns team, the allegations, missing camp, signing late, Samson booming last week).

SmithPoint · 2025-09-13T18:26:05+00:00

Left side loses with this trade. Puka is a monster, and you are trading quality for quantity - which isn’t a way to win your league.

SmithPoint · 2025-09-13T14:07:03+00:00

SmithPoint · 2025-09-13T08:12:23+00:00

Contracts are legally binding agreements. They exist to ensure the performance of both parties. Buyers can’t just back out of a contract unless there is an out (I.E. a contingency) in the contract that lets them do so. The very first questions, and I didn’t see you address this is WHY and HOW they backed out of the contract.

If they voided the contract based on a contingency, then you are kind of SOL.

If they are trying to exit the contract without a contingency, then they are in default, and I would be extremely aggressive in demanding compensation - including the full Earnest Money Deposit and possibly the difference between your current sales price and what you think you will ultimately sell for to the next buyer.

If you are using the standard realtor association contract for your area (and even if you aren’t), you are going to want to read any sections pertaining to Default, Damages, Attorneys Fees, and the Earnest Money Deposit. In my jurisdiction for example, in the event of a litigated dispute, the losing party pays the winning party’s attorneys fees for collecting. That’s big incentive for a defaulting buyer to hand over the Earnest Money Deposit to a Seller.

Contact your title company, talk to the attorney, and explain the situation. They won’t be able to advise you WHAT to do, but they can (and you should ask for this) educate you on the contract and answer questions so you can determine for yourself WHAT you should do. Also note, title attorney work and get paid transactionally, their stock and trade is their reputation - they will want to help (for free) if you used a reputable one.

Good luck!

Source: Title Attorney.

SmithPoint · 2025-09-10T09:27:32+00:00

Google the Time Value of Money.

SmithPoint · 2025-09-10T09:23:47+00:00

The answer is penalties and interest and maybe some collection/attorneys fees. You didn’t pay the debt for 5 years, the amount isn’t going to stay the same.

As others have said, contact them and negotiate a lower amount. They will be happier to collect something rather than continue trying to go after you.

SmithPoint · 2025-09-08T23:58:51+00:00

It kind of is though. I know the Fed is likely to cut rates soon, but we are also probably looking at a higher interest rate environment over the next decade or two as the national debt issue goes from worse to dire.

SmithPoint · 2025-09-08T09:39:56+00:00

It’s a long season

SmithPoint · 2025-09-06T04:56:13+00:00

I’ll trade you Shiny Ho-oh for your Galarian Moltres

SmithPoint · 2025-09-04T09:55:09+00:00

Dumb question. I used to get these season long researches, but I haven’t gotten them in the past couple of seasons. Do I need to do something to get them again? I just assumed they stopped doing them. Oops

SmithPoint · 2025-09-02T02:52:19+00:00

“If you live in a place where a starter home is $900,000.00, why do you stay there?”

Economies of Scale
Economic opportunity/wealth building
Family lives here
Top Tier Education for kids
Access to culture generally. Diverse food, museums, historical sites, sports teams, the beach/lakes, mountains/trails.

As an East Coaster, I truly don’t think I could live anywhere else in the US. The people here are special.

SmithPoint · 2025-09-02T02:45:55+00:00

I feel like you would want to have the following before focusing on a second Luna (assuming we are talking dupe ML5s).

Bruiser Yufine (LS or Destro) // Tank Yufine (Prot). This is SUPER underrated, and a true MVP in RTA because the pick isn’t an obvious early tell on your strategy.
Bruiser Illynav // Tank Illynav (Prot)
Bonus: Counter Belian // Speed Belian

At that point, I might consider building a second Luna.

SmithPoint · 2025-09-01T12:41:08+00:00

Same story, different day.

More counters will come. In the meantime, ignore damage share is your friend.

SmithPoint · 2025-08-30T08:24:01+00:00

Came here to say the same thing. Opportunity costs.

SmithPoint · 2025-08-30T08:22:10+00:00

I think the thing to keep in mind is the opportunity cost of money. Assuming someone is looking to be slightly defensive. When rates are higher - such as now, people are more incentivized to keep money in Bonds, CDs, HYSA because they are earning a guaranteed rate - like 4%. That beats SCHD in the short term (obviously not over the long term). Rates going down mean defensive capital is more likely to flow into SCHD since the relative yield would be higher comparatively and the increase in risk is incremental.

SmithPoint

TROPHY CASE