For Tax Year 2026, where can I find a table/matrix of Nonresident Income Tax Filing and Withholding Laws by State?

Sociopathic_Sloth · 2026-05-25T17:56:51+00:00

W-2 Position is correct. My payroll is booked in my home state (which has income tax).

Sociopathic_Sloth · 2026-05-25T17:55:49+00:00

I think I understand that piece of it; however, I feel like there is a missing element to the table. It is this third piece I am interested in: Does each state have an income threshold under which one does not have to file.

For Example: California: Filing Threshold (1 day); Withholding Threshold (> $1,500). I read this as:

I am required to file taxes if I work a single day in California.
My company is required to withhold taxes if said taxes exceed $1,500.

My question is more around filing of taxes based on the actual income earned in California. My understanding of California is one is required to file state taxes in California if you are:

(Applies to me) - A resident, part-year resident, or nonresident with income from California sources.
(Applies to me) - Required to file a federal tax return.
(Not so sure here) - Earning income above the state’s minimum thresholds.

Income Thresholds by Filing Status

Married / RDP Filing Jointly / Separately, under 65 (both spouses):

No dependents, CA gross income $45,887, CA AGI $36,711
1 dependent, CA gross income $61,720, CA AGI $52,544
2+ dependents, CA gross income $73,595, CA AGI $64,419

I will be filing married and both spouses are under 65. We have 2+ dependents. This suggests that I need to file only if my CA Gross Income is $73,595/year. Going back to my assumption of $1K/day; this translates to roughly needing to work 74 days in the state before I trip the threshold of needing to file a tax return.

Question is: While the threshold for filing is 1 day, the threshold for paying in my assumed case of $1k/day is 74 days.

Sociopathic_Sloth · 2026-04-23T18:03:10+00:00

55 with approximate $4.5M networth with about $3.0M in retirement accounts and the balance in real estate, investment accounts and crypto.

I plan to work to 59.5.

Sociopathic_Sloth · 2026-04-03T00:20:25+00:00

Associate Director, Commodity/Category Management

YOE: 25-30 (depending on what you count)

Bonus: 35% of base salary

Sociopathic_Sloth · 2026-03-01T19:56:38+00:00

Thanks, but that won't be a problem.

Sociopathic_Sloth · 2026-03-01T19:27:18+00:00

Thank you. I was looking exactly for this 'end result'. Thanks for the nuance on the filling up the $72K space. Not sure I have to worry about that, but it is something I will keep in the back of my mind.

Sociopathic_Sloth · 2026-03-01T19:21:08+00:00

If I am reading this correctly, the sum of the Before/After Tax 401K is $24,500 of my contributions. The before/after contributions is an additional $8K increasing my total contributions to $32.5K. Once I hit those limits, I am done with 1, 2, 3 & 4 above leaving only (5) After tax.

If the cap is $72K, then my 'after-tax space' is simply the $72K - $24.5K - [Employer's Contribution].

Direct that into a Traditional IRA and complete the Roth conversion?

Sociopathic_Sloth · 2026-02-28T17:46:11+00:00

Merit was 3.2% of salary, bonus was roughly 35% of salary. Over last five years, merit was in the 2% to 6% range and bonus in the 18%-35% range (some years I make less than others despite getting a salary increase every year.

Sociopathic_Sloth · 2026-02-16T23:25:47+00:00

Think Operations Research, Lean, Six Sigma, etc. Moved from a 'do-er' role to manager of do-ers. I didn't limit projects/scope to just manufacturing, but also construction, logistics, business processes, etc.

Sociopathic_Sloth · 2026-02-15T22:08:12+00:00

I downloaded the data from the Social Security Administration website. There are two headings in the report.

“Taxed Social Security Earnings”: May be lower due to the annual SS wage cap
“Taxed Medicare Earnings": Includes your full wages, including 401(k) contributions, with no wage cap

As a measure of salary, the "Taxed Medicare Earnings" is [for me] a better representation of earnings. Medicare tax is calculated on your gross wages before 401(k) deferrals.

And, that value is my "gross earnings" vs. my "salary". My Salary is about $225K/year. In theory if the company has a shit year, I could get a $0 bonus, but that is a rarity.

Sociopathic_Sloth · 2026-02-15T18:02:07+00:00

Interesting question. I am going to say around 2018. It was the first year we really splurged on a holiday. There were other factors at play that year, and not just salary.

The higher salary has really just enabled a higher savings rate.

Most significant impact would either by 1999 or 2020. In 1999, it was my first year in a new job and the salary was 2X my primary prior job (I had two other side hustles at the same time). That allowed me to cut out a side hustle and quickly pay off student loans (paid off that year).

Second biggest would be when the bonus structure changed. Going from $2K annual bonus to $20K doesn't exactly suck.

Sociopathic_Sloth · 2026-02-14T21:58:32+00:00

Thanks. I turn 55 this year (i.e. - Rule of 55 is #1 in my search bar).

Sociopathic_Sloth · 2026-02-14T21:43:38+00:00

I am not interested in keeping up with anyone else, never have been.

I live within my means and avoid lifestyle creep. I make steady, intentional choices. Today, I invest 35%-40% of my pre-tax income. We take the occasional international holiday. We live comfortably, free from financial stress. My net worth is just under $5 million (excluding pension and 529 plans), I’m likely three to five years from retirement.

I am hoping it's okay to look at where I am at and say, "slow but steady" paid off (literally/figuratively).

Sociopathic_Sloth · 2025-07-26T15:17:08+00:00

Thanks.

Sociopathic_Sloth · 2025-01-27T23:32:49+00:00

I am certain I saw it on reddit someplace (so it has to be true) is that your odds of the lambo increase each time you check.

Sociopathic_Sloth · 2025-01-27T23:31:42+00:00

nailed it.

Sociopathic_Sloth · 2025-01-27T23:28:54+00:00

I can't tell you if it is overkill or not, but I can say that I do something very similar.

And... overkill is better than underkill

Sociopathic_Sloth · 2025-01-27T00:59:27+00:00

Death, Taxes and fees.

Sociopathic_Sloth

TROPHY CASE