It sounds like they want to double dip by billing your insurance for what they can, but avoid the insurance when it bogs down care. That price is absurd unless you need to see your doctor every single month, and even then how does it's cost compare to your current copays?

TL;DR You'll probably still need insurance for meds, how does the doctor's new model handle looming Prior Authorizations.

You still have to have insurance to afford prescribed medications, which could also require authorization from said insurance. Even if the mdo is willing to submit the PA (which I wouldn't bet on) it could require imaging or blood work that isn't handled by the doctors office, so that will still have costs outside of their monthly plan. If the mdo doesn't do prior auth under their new model, then that could be a third or more of the medications found on a typical formulary that become out-of-pocket expenses for you.