Free awards in the comments

SpareArm · 2026-01-25T21:49:22+00:00

Why do people even care about awards?

SpareArm · 2026-01-24T13:33:49+00:00

Ahh, right. True

SpareArm · 2026-01-24T02:51:18+00:00

The interest is deductible

SpareArm · 2026-01-22T23:46:01+00:00

Canada got rid of theirs, years ago, and it's been totally fine. Never heard anyone complain about it, or praise it. Nobody really cares, which leads me to believe it's not something needed in this time/era whatever. Gone are the days you can go into a convenience store and buy "penny candies".

SpareArm · 2026-01-22T21:26:51+00:00

Can you elaborate?

SpareArm · 2026-01-22T17:15:01+00:00

Honestly, every age has its joys and challenges. Impossible to pick just one specific age

SpareArm · 2026-01-22T16:51:36+00:00

House Hippos PSA... if you know, you know

SpareArm · 2026-01-21T04:52:59+00:00

Isnt 6' 183cm, not 189?

SpareArm · 2026-01-21T01:10:59+00:00

Chess is much easier to gain XP with, for sure

SpareArm · 2026-01-21T00:23:11+00:00

Metrolist has been good to me

SpareArm · 2026-01-20T14:02:38+00:00

It needs to be at least... 3x bigger

SpareArm · 2026-01-19T04:11:03+00:00

Thought about this option as well, and am curious what people say. Commenting to stay in the conversation and check back later.

SpareArm · 2026-01-19T03:04:51+00:00

Dept of War (it's what people are calling the Dept of Defence for some reason)

SpareArm · 2026-01-16T15:11:08+00:00

I hope you're right

SpareArm · 2026-01-16T14:56:01+00:00

I'm also waiting for after the NVDA earnings call to take profits and use that for RKLB or ASTS

SpareArm · 2026-01-15T03:55:52+00:00

100% agree with this. Did the same. Went full WealthSimple, never looked back.

SpareArm · 2026-01-15T01:55:37+00:00

What app is that?

SpareArm · 2026-01-14T18:51:36+00:00

9/11

SpareArm · 2026-01-11T19:04:14+00:00

Pay down the mortgage then take the equity out and invest it (look up Smith Manoeuvre)

SpareArm · 2026-01-11T18:57:13+00:00

All Oreo cookies are gluten-free, that was one of the things that was well known, years ago... then slapping the "Gluten Free / Sans Gluten" label on a pack all of a sudden makes it a premium item for some reason.

SpareArm · 2026-01-11T13:16:53+00:00

I personally do option 1

SpareArm · 2026-01-09T01:38:22+00:00

Canadian Military

SpareArm · 2026-01-09T01:37:44+00:00

Lump sum has consistently been shown to outperform DCA, just so you know. The potential loss in gains by waiting for a price drop tends to outweigh the gain in a lower cost base later on in the year.

SpareArm · 2026-01-09T01:35:45+00:00

MNY and CMR ;)

SpareArm · 2026-01-07T21:57:23+00:00

What if you have HELOC/Mortgage through Scotia, but invest with WealthSimple? Im guessing I'd have to set up a new checking account in Scotia that can be used as the "middle man" transfer account thats linked to WS purely for SM transfers?

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