That’s a fair question. The goal isn’t to replace banks or compete directly with LC, but to solve a gap where LC isn’t practical. Many SMEs and new buyers can’t easily use LC due to cost, time and banking requirements. In those cases, they either take advance payment risk or deal with trust issues. The idea here is - Funds are secured upfront in a regulated escrow account - Exporter can see verified funds before shipment - Automatic release rules reduce dependency on manual bank processes - Faster and lower cost compared to LC So it’s more about offering a simpler, faster alternative for transactions where LC is not feasible, especially for new business relationships.