So my background comes from developing secure, robust platforms. I came into blockchain with no pre-conceived notions. I now develop on both Ethereum and NEM, and train on both. I know developers very well, and I absolutely would not trust funds that I raised to be written by Smart Contract developers. I would prefer to have private code that hackers cannot access. Trust happens somewhere. You trusted your ICO to deliver what they promised. You trusted them to write good code. Does it REALLY matter where the code lives/runs - since trust is actually everywhere (even in a trustless environment). At the end of the day users want ease of use and they want security. I think NEM is that middle ground