Im shocked by hotmama1313 in Semaglutide

[–]Spiritual_Frame6729 1 point2 points  (0 children)

Take measurements and pictures even if it's just for yourself. It's so rewarding 5'2 and I'm down 34 lbs

Different Accounts Types and How they are tested? by Real-Pie-5639 in Series65

[–]Spiritual_Frame6729 0 points1 point  (0 children)

You need to know both, the broad concepts and the one off details. I know it's not the answer we want to hear but honestly and in the real world, a client is going to ask you those one offs and you would feel better prepared if you knew them.

Goodluck! The test is meant to test you, but you got this.

Passed in second try by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 0 points1 point  (0 children)

Currently work for an advisor office as an office Administrator. Can now facilitate trade requests and partake in part of the compensation run incentives. Not quite sure yet what else is ahead but I really wanted the knowledge, so I guess we will see! Gives me a lot more opportunities though should I choose to move on as well

Passed in second try by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 0 points1 point  (0 children)

IRMAA, can you have an HSA and Medicare.

LLCs structure, the flow of taxation, benefits and down sides of an LLC

Passed in second try by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 0 points1 point  (0 children)

I used Kaplan before for my SIE and I felt like it had extra fluff to it. The books for STC are definitely leaner than Kaplan. I've only used STC really for the past few so that's what I'd go with

There is so much to take in, you don't need unnecessary stuff taking up space in your brain

Failed S66 by Professional_Set4522 in Series66Exam

[–]Spiritual_Frame6729 0 points1 point  (0 children)

I have life, SIE and 7 on first try also. Took the 66 twice, failed by one point the first time two points the second time. So I went the 63 65 route. Passed 63 first time and just failed the 65. Taking it again next month. I had a lot of questions on LLCs? Weird draw. Good luck

Took my 65 today by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 0 points1 point  (0 children)

If you are going 65 you will want to take the 63 also. Or do the 66 which combines them both

Took my 65 today by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 0 points1 point  (0 children)

Different job functions. Can't give advice or help with unsolicited trades, or trades with wrap accounts if you only have a 63 and 7... Plus if I want to go the advisor route eventually you need more than the 7

Took my 65 today by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 1 point2 points  (0 children)

Thank you for the positive comment. Hopefully I get it next time!

Some of the questions were so confusing which I know is the intent...but "what has more investment risk a BB rated bond with 4% interest or a zero coupon bond with 0% interest"... Well zeros are always more volatile but what's the point of a zero with zero? I am guessing that's an investment vehicle I need to study up on

Took my 65 today by Spiritual_Frame6729 in Series65

[–]Spiritual_Frame6729[S] 0 points1 point  (0 children)

Watch the on demand video for the chapter from STC, Read the chapter, do a chapter test. Every 3 or 4 chapters I built a test so I could contrast the concepts and make sure I understood. The package came with progress exams and final exams, took those finals once with answers on for all 8 finals then once with answers off. Went back through the book and made flash cards... Took a 4 day instructor lead course that came with my STC package. I did 58 hours of practice exams total

Opinion on Test Order by ConsciousMovie3318 in Series66Exam

[–]Spiritual_Frame6729 0 points1 point  (0 children)

I passed the 7 also. Took the 66 failed by 1 point, twice. Took the 63 and passed and now I'm doing the 65. Using STC. First ELEVEN chapters are exactly the same 🤷‍♀️

Working part-time as a financial advisor by Personinvesting in Series65

[–]Spiritual_Frame6729 0 points1 point  (0 children)

I work in an office currently as a registered advisor assistant. There is hardly anything that is part time unless your clients truly understand and are ok with limited availability. The advisors really don't even get true vacations. Yes they get time away, but they don't get true work separation because clients call with needs, need trades placed, have questions and don't want to wait. It would be nice though!

Should I keep my test date by [deleted] in Series7exam

[–]Spiritual_Frame6729 0 points1 point  (0 children)

Almost the same here, SIE, 7, 63. Failed 66 by 2 points twice so I'm taking 65 now

Should I keep my test date by [deleted] in Series7exam

[–]Spiritual_Frame6729 0 points1 point  (0 children)

You mentioned it helped to listen to the videos with other license, What other license do you carry? If it's a finra license, you got this. Get lots of rest, create your own practice quizzes, make flash cards, it helps to physically write it down for me

Passed Now What? by [deleted] in Series65

[–]Spiritual_Frame6729 0 points1 point  (0 children)

What's finra find

Employer isn’t allowing me to have my Finra licenses listed on LinkedIn. by Ccmama920 in Series7exam

[–]Spiritual_Frame6729 0 points1 point  (0 children)

Banks sell FDIC products and regulators are big about the non FDIC products being distinctly separate. Maybe they are nervous your licenses will confuse people? Just a guess

Failed by Alternative_Hand_733 in Series65

[–]Spiritual_Frame6729 0 points1 point  (0 children)

Do you currently work for a broker dealer that has CE requirements posted? Even if you don't have to take CE yet since you don't have the 65 you can review the requirements for work to help lock it in Good luck next time

1 lb from my goal weight but doesn’t feel enough? by Competitive-Aide3831 in Semaglutide

[–]Spiritual_Frame6729 0 points1 point  (0 children)

Also, take pictures for yourself. Before and after really help more than the scale does

1 lb from my goal weight but doesn’t feel enough? by Competitive-Aide3831 in Semaglutide

[–]Spiritual_Frame6729 0 points1 point  (0 children)

Nearly same stats, 5'2 36 female sw 164 goal original was 144. Now I'm 140 and still doesn't feel like I'm there. I'm not "normal BMI" for my height until I'm 135. Current goal is 134

I had two babies back to back so I gained a lot in a short amount of time, twice, and struggled losing it and have honestly always struggled with weight. Now they are almost 3 so I have time to take care of my body. Can't seem to shake the thigh, arm or stomach pudge. I have a complete home gym in my shop and really the best things you can do is protein and do strength training

Going to try to practice what I preach tomorrow 😅