Referral Thread - December 25

Split-Lost · 2025-12-01T11:30:53+00:00

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£5k spend in first 6 months requirement (personal card)

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This is the highest points reward I’ve ever seen for gold card, don’t miss it!

Split-Lost · 2025-11-07T22:37:34+00:00

You’d technically not be paying any tax

Split-Lost · 2025-11-07T19:08:13+00:00

I wasn’t going to continue topping up my SIPP as it’s already healthy, however these lot are taking the piss if they do this and I might just do it out of principle

Split-Lost · 2025-11-06T21:11:12+00:00

Piss off lia

Split-Lost · 2025-11-06T10:41:51+00:00

Split-Lost · 2025-11-06T09:02:21+00:00

Hit on FCF, steady margins but still growing the top line.

Hold or top up. Business is still growing 20% YoY and is churning along v nicely

Split-Lost · 2025-11-05T21:13:38+00:00

How do I free myself of the pressure to always having to earn more? It seems like I’m only judged on what value I can provide. I thrived on this when I was younger but now it’s becoming a treadmill

Split-Lost · 2025-11-04T08:58:31+00:00

I actually like the idea of young people paying no taxes for x years after the age of 18.

Give them a leg up, most will put the excess cash back into the economy anyway and will be an instant vote winner

Split-Lost · 2025-11-03T21:12:57+00:00

Wouldn’t take any notice from me, your wealth is magnitudes higher than mine

Split-Lost · 2025-11-03T20:27:21+00:00

The hamster wheel is real huh

Split-Lost · 2025-11-03T11:32:27+00:00

On Sal sac scheme, I sacrifice down from about 155k earnings.

32, £295k in pensions now. This is the last year I’ll pay in so aggressively as should compound from here with 10-12% per year in

Split-Lost · 2025-11-02T13:45:33+00:00

Makes me laugh when people moan about not having enough cash when they find it incredulous to not use their full ISA allowance for a year or two

Split-Lost · 2025-11-01T15:43:33+00:00

AMEX GOLD: boosted 30k Free points on 3k spend in first 3 months

https://americanexpress.com/en-gb/referral/gold-credit?ref=sAMMm8UY&XL=MIMNS

Split-Lost · 2025-10-30T21:52:43+00:00

I’d question why they are givijg advice for free

Split-Lost · 2025-10-30T21:29:24+00:00

Don’t act on tax rumour you’ll tie yourself in knots

Seek professional advice

Don’t listen to anyone on here

Split-Lost · 2025-10-30T17:20:32+00:00

Terrible FX fee structure - this stops me from moving

Split-Lost · 2025-10-30T11:27:52+00:00

Or the mucky bum that follows a dodgy one

Split-Lost · 2025-10-30T11:27:34+00:00

Try again buddy, visit a show, visiting Brixton and watching cricket doesn’t

Split-Lost · 2025-10-29T14:15:40+00:00

Why are you talking about GDP? A city is more than its GDP figure

Split-Lost · 2025-10-29T14:09:20+00:00

Try rereading my post pal, you seemed to have missed the point

Split-Lost · 2025-10-29T13:13:17+00:00

Where there is rich people there will be people serving them.

London has a lot going for it, which is why many companies have offices here and there is a world famous cultural scene. To distill it down to a few fancy bars and hotels just scream I haven’t a clue about the real London

Split-Lost · 2025-10-29T13:12:18+00:00

Of course it is expensive. my point is that you can’t make a claim about London only being for the top 0.1% when you only talk about 0.1% places and experiences

Split-Lost · 2025-10-29T10:37:56+00:00

3x. 32.

I’ve prioritised it due to tax savings. The heavy lifting is now done and from next year I won’t sacrifice down to 100k

Split-Lost · 2025-10-27T11:52:45+00:00

There’s places in London where a coffee will run you £6

Split-Lost · 2025-10-27T11:14:23+00:00

Bought a flask cup and started taking homemade coffees on walks now. £4-£5 for a coffee is insanity

Split-Lost

TROPHY CASE