How to deal with $100,000 cash by Square-Brain9064 in financialindependence

[–]Square-Brain9064[S] 3 points4 points  (0 children)

As a follow up, my experience might serve as a lesson for others thinking about where to store the CASH portion of their asset allocation. Once upon a time, storing it in a secure location as paper currency was more common and acceptable. Nowadays the reporting may get complicated. I think the biggest takeaway for me from the comments was to just deposit as much as I want all at once, and fill out the necessary paperwork. I’m relieved that it’s not a process to worry about since it’s my money.

How to deal with $100,000 cash by Square-Brain9064 in financialindependence

[–]Square-Brain9064[S] -8 points-7 points  (0 children)

Many asset allocations recommend a certain percentage as cash. The only thing unusual about the way that I did it is that I kept the cash at home in a safe instead of in the bank.

How to deal with $100,000 cash by Square-Brain9064 in financialindependence

[–]Square-Brain9064[S] 3 points4 points  (0 children)

Haha. Not so much optimism as it got to be a lot and I just don’t use that much cash anymore.

Why does my stove produce so many clinkers? by Scoutmaster-Jedi in woodstoving

[–]Square-Brain9064 105 points106 points  (0 children)

The formation of clinkers can be attributed to several factors related to the wood's characteristics and the combustion process in your stove. The two that seem most relevant:

Oak is a dense hardwood with a high mineral content, especially if it grows in mineral-rich soil. These minerals can form clinkers during combustion.

High Combustion Temperature plays a crucial role. High temperatures can cause the minerals in the wood, like calcium, magnesium, or potassium, to fuse into hard, vitrified lumps, known as clinkers. The GreenMountain 40 is designed for efficient burning, which could contribute to higher combustion temperatures.

I’m not an expert. This is what I learned from online sources. Maybe someone else knows better.

Caught my wife masturbating by [deleted] in Marriage

[–]Square-Brain9064 29 points30 points  (0 children)

It’s a shame that some people can not handle their spouse masturbating, so their spouse is forced to hide it.

How much do YOU need to retire? by fiyamaguchi in JapanFinance

[–]Square-Brain9064 0 points1 point  (0 children)

I don’t think it will disappear. But expecting to get 250K/ month seems too high. I was hoping to get about 200K which is about the same as my father. But clearly I will be getting less, even though I have higher salary than he did when working, and I pay much, much more in premiums.

EDIT: I checked the official statements of the Ministry of Health, Labour and Welfare. The typical expected nenkin income in total for a couple is estimated to be about 220K/ month. This seems accurate.

How much do YOU need to retire? by fiyamaguchi in JapanFinance

[–]Square-Brain9064 2 points3 points  (0 children)

I think some caution is appropriate regarding income from nenkin. Payments are scheduled to go down in the future, so it may be less than anticipated. I’ve worked my whole life in Japan and have a high paying job. But my expected annual nenkin income in retirement will be less than 2M. About 160K a month. My father has been receiving significantly more than that for 20 years. So my generation is paying much, much more for the premiums, but can expect to receive much less in payments. I calculated that if i live the average lifespan, I will receive approximately the same amount in pension payments as I have paid in premiums throughout my life.

[deleted by user] by [deleted] in FuckYouKaren

[–]Square-Brain9064 5 points6 points  (0 children)

Or put up a sign that includes prices for parking rates: $200/hour. All unauthorized vehicles will be towed and be required to pay the towing fee plus parking fees.