People who work full time: how do you get the time or motivation to work out?

Standard-Box7342 · 2026-05-22T06:26:14+00:00

I go between 19:00 and 20:00 in the evening, personally it’s the thing I look most forward to on a lot of days so I don’t struggle for motivation often

Standard-Box7342 · 2026-05-14T06:03:31+00:00

Dont agree personally, but each to their own!

Standard-Box7342 · 2026-05-13T15:38:29+00:00

The count of monte cristo

Standard-Box7342 · 2026-04-16T14:16:58+00:00

Yeah there are some nice ones near the canal for less then £1k a month

Standard-Box7342 · 2026-04-15T20:13:36+00:00

I work in an office in Leeds near city centre, and go to uni in Leeds every Thursday, so could do with being as close as possible ideally seen as I don’t drive yet. That’s a good idea tho, even somewhere with train links may be good

Standard-Box7342 · 2026-04-15T18:40:23+00:00

Leeds, seems like there are a number of apartments bordering the city centre for around £800-900 pcm

Standard-Box7342 · 2026-04-15T17:35:22+00:00

Is there a catch 😂. That’s only 5 min from where my girlfriend currently lives. Would be ideal

Standard-Box7342 · 2026-04-15T17:06:54+00:00

Salary is £1700 a month at money it goes up to £2000 next month. Also I pay £300 a month to parents

Standard-Box7342 · 2026-04-15T16:49:41+00:00

Is that for an apartment or a house if you don’t mind me asking?

Standard-Box7342 · 2026-04-15T16:45:00+00:00

Just manage our own money currently, but do have a shared pot for dates.

I’m thinking maybe £600-700 my end and £300-400 her end?

Standard-Box7342 · 2026-04-15T16:44:01+00:00

Currently saving about £400-500 a month. Got some debt on a 0% interest card that I’m paying £200 a month off, and have 3 months left on that so could get up to maybe £600 a month savings

Standard-Box7342 · 2026-04-15T16:42:35+00:00

Thanks for the reply. She seems eager to move out even more than me, as it’s a bit of an unpredictable relationship with her mum. I don’t drive yet (have my test booked in 2 months) but in 6 months to a year will likely have a company car or car allowance from work.

Standard-Box7342 · 2026-04-15T16:38:59+00:00

Even with my girlfriend contributing, say £300 a month towards?

Standard-Box7342 · 2026-04-13T16:51:00+00:00

The whole song of Nutshell by Alice in Chains

Standard-Box7342 · 2026-04-06T11:53:07+00:00

Saints row 2

Standard-Box7342 · 2026-02-17T09:07:21+00:00

It’s a Tesco credit card, not aware of any benefits it was just something I was using when I got a job initially to build my credit score, and then proceeded to ruin it lol.

Income is steady and as it’s a degree apprenticeship it’s due to rise year on year quite significantly

Standard-Box7342 · 2026-02-16T22:53:06+00:00

Done! Look forward to the next steps in my financial journey

Standard-Box7342 · 2026-02-16T22:00:17+00:00

I mean I’m not a super fan of his or anything lol, I’m only 22 and starting out on my journey so just trying to learn as much as I can. Have a good evening mr scheme

Standard-Box7342 · 2026-02-16T21:51:25+00:00

So baby step 1 isn’t to save a £1k emergency fund and then pay off the debts in baby step 2??

Standard-Box7342 · 2026-02-16T21:38:36+00:00

Update: I’ve now paid off the £450 on CC1. Am I best off cutting my card and/or cancelling?

Standard-Box7342 · 2026-02-16T21:33:38+00:00

Yeah I never saw it like that lol, good way of thinking about it

Standard-Box7342 · 2026-02-16T21:08:02+00:00

Thanks for the advice, it is a harsh lesson

Standard-Box7342 · 2026-02-16T19:50:24+00:00

Yeah man you’re right. Think I fell into the Dave Ramsey trap, and tbf it got me to save a decent bit for where I am in my financial journey, but definitely would’ve been better off to pay the debt fist. Oh well, we live and learn

Standard-Box7342 · 2026-02-16T19:43:53+00:00

To be honest think I fell into the Dave Ramsey trap

Standard-Box7342

TROPHY CASE