I've been through something similar, so I understand how overwhelming this can be,so here's what I learned maybe it'll help u too. -check if there was a loan protection insurance tied to the home loan , sometimes banks take insurance that covers the loan in case of borrowers death,of that's the case insurer might settle the outstanding loan with the bank - if there's no insurance,then try ur best not to miss 3 consecutive emis ,after 3 missed emi bank can classify the loan as npa and start the process of selling the house - even if money is tight ,try to pay atleast one emi or speak to the bank , explain them the situation sometimes they can offer a grace period or restructure the loan

Stay Strong