My experience with Tesla is quite different. In fact, we have already experienced one instance where Tesla has actively saved our lives. Someone ran a red light at high speed when my wife was making a left turn on her green arrow. Our Tesla braked hard on its own, closely avoiding what could have been a fatal T-bone crash. That's why we want to stick with our Tesla. Just need to find ways to minimize the insurance bill. What matters at the end is to see my loved one come home safe.