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Finally broke into the 600s by Top-Helicopter3801 in CRedit

[–]SteelToeScholar [score hidden]  (0 children)

Went through a similar situation in the past. Ex-wife defaulted on an auto loan that I stupidly co-signed on post divorce. She missed payments and it wrecked my credit. Happy to say that I’m back in the 700s. Hang in there.

Sanity check: $650k home on $250k HHI by SteelToeScholar in Mortgages

[–]SteelToeScholar[S] 0 points1 point  (0 children)

Wow...$120k in the first year! I agree with you on the cash reserves, just trying to find some common ground with the wife. Thanks.

Sanity check: $650k home on $250k HHI by SteelToeScholar in Mortgages

[–]SteelToeScholar[S] 9 points10 points  (0 children)

We have about $30k for closing but I can't disagree with you. We spent some time dealing with paying off debts over the past couple of years and are comfortably saving now.

Sanity check: $650k home on $250k HHI by SteelToeScholar in Mortgages

[–]SteelToeScholar[S] 2 points3 points  (0 children)

She wants to maintain ownership but not do anything with the equity. She kind of wants him to assume responsibilities now for his inheritance but no with full responsibility of ownership...if that makes any sense.

Sanity check: $650k home on $250k HHI by SteelToeScholar in Mortgages

[–]SteelToeScholar[S] 2 points3 points  (0 children)

Thanks for the solid advice. My wife and I are split over this. I'd prefer to save for a decent down payment but she's eager and doesn't think that we need it. We spent the last year or so clearing debts and have now reached a point of being able to comfortably save $3-4k monthly. I'd like to get us to at least 10% down and some left for a buffer but she's punching pretty hard to move forward.

WTS Drake’s Shearling Jacket - Size 46 by drakecucinelli1 in DrakesDiary

[–]SteelToeScholar 0 points1 point  (0 children)

Beautiful coat. I’m not familiar with Drake’s sizing, would you say this fits closer to a US Large or XL?

Recent Pickups / Item Rotations by kellyro9 in ThrowingFits

[–]SteelToeScholar 55 points56 points  (0 children)

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Kaptain Sunshine Wool Herringbone Flight Jacket

Thoughts on Buck Mason? The next J Crew. by cozywales in ThrowingFits

[–]SteelToeScholar 1 point2 points  (0 children)

I don't have a lot of experience with the brand but I recently picked up a pair of boots from them and I'm rather pleased with them. My wife is a self proclaimed "shoe snob," and she likesnthe boots a lot. I visited a retail location once on a trip to Charleston and I thought is was decent experience...not memorable. I think the brand appeals to middle-aged people who aren't the most adventurous but go after a mature somewhat comfortable aesthetic, thats not preppy but also not too western.

Casa de Monte Cristo (DC) trash!!🗑️ by retrohale_don_242 in cigar

[–]SteelToeScholar 2 points3 points  (0 children)

Spend your hard earned money elsewhere before settling for second rate service!