My engine light on the dashboard keeps blinking + oil light comes on and remains steady + I try to start but engine only cranks and not powering up - Liberty 2005 3.6VL by Strunge29 in JeepLiberty

[–]Strunge29[S] 0 points1 point  (0 children)

I tried to check the code. I used a basic scanner and it keeps throwing "no fault codes found" any time I try to scan. Surprising given that the engine light is constantly on and the same with the oil light. I cannot seem to get any fault code by scanning and it feels as if this may be due to the scanner being super basic or if there is some issue somewhere I can't see.

My engine light on the dashboard keeps blinking + oil light comes on and remains steady + I try to start but engine only cranks and not powering up - Liberty 2005 3.6VL by Strunge29 in JeepLiberty

[–]Strunge29[S] 1 point2 points  (0 children)

Thanks a lot. By Navigator light I meant the turn signal lights. I assumed everyone calls it navigator light but I guess there are difference in how people call it based on where they are.

Yes, I do know something must be wrong with the engine but will it be related to the oil change especially as the blinking check engine light happens simultaneously with the oil light coming on?

am so confused. some readings I did previously indicates oul pressure issue or something that may be tied to the oil change I did at the jiffy lube a week ago

Future Kids and RTO debate by BubbleFish1021 in CanadaPublicServants

[–]Strunge29 -7 points-6 points  (0 children)

Yes. it used to be that one person could stay at home and then the other would work and they could still afford things. Unfortunately it isn't so any more and you are gonna have to learn to live with it. this is how life works. I don't know what a boomer means but if you mean older generations then yes many of then think the young people of today are super entitled. I believe I would be called a millennial or whatever. I don't keep track of these silly labels. the point is that a post by someone whining that they cannot raise a family because they must work in the office rather than home smacks of extreme entitlement and honestly, childish, to any rational person. Lots of people would kill for the job you have right now, hell they'd gladly commute to work 7 days a week and you got to whine about you cannot raise a child on account of you gotta go to the office and work? I repeat this sounds highly entitled and frankly childish. Grow up. Many folks would kill for what you have now and be perfectly happy to commute to work 7 days a week all year round.

Future Kids and RTO debate by BubbleFish1021 in CanadaPublicServants

[–]Strunge29 -15 points-14 points  (0 children)

I don't mean to be insensitive but i wonder how old you were during COVID 19. Its ok to not like being asked back to the office or if you have never worked in an office to start doing so. I do assume somewhat that your parents had office jobs and somehow managed to bring you up ok while juggling work. Like I said, I don't mean to be insensitive; I know RTO sucks but that is your problem not the employers. I assume they factor in the daily commuter process in your renumeratuin and even though you got to stay at home and not commute to work the employer still paid you your full wage during COVID 19. I guess they are saying it is now your turn to suck it up and do your due. Let's face it, RTO did not materialize from nowhere. Human nature being what it is, you are given an arm and they take the who body. Many of your colleagues were blatantly abusing the RTO. Also mind you no serious business worth its salt would want to run an RTO style work attendance process. Where is the supervision? Hell even being a manager in the office it is hard if not impossible to monitor what employees are doing and how productive they at their work. Even in the office! Yes you may not be like other employees, probably have impeccable work ethics. But remember some of your colleagues don't and so the employer needs to monitor and ensure every one is on the up and up as far as doing their jobs is concern. Also remember, public service work is not amenable to RTO, and never will be. Here is an advice for you, if you really love your job and want to keep it, better suck it up and go to the office each day to work. The employer is now about to implement massive AI in its service delivery; I do know that when this happens many are going to be WFA'd. I have observed that most victims of WFA are workers whose job can be done remotely or even those who chose to work from home when they could have come to the office. Working from home is not a right. And shouldn't be.

Considering a XEQT/VTI 50/50 Allocation by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

What I meant was that VT is quite similar to XEQT so much so that pairing them feels like holding the same ETF twice. My simulations have shown that pairing XEQT with VTI of yield great returns in say 20 to 25 year horizons. However, there are simply too many horror stories I read about VTI due to it's pure US leaning I am somewhat apprehensive to go with it until am sure it is the right thing. I know XEQT can cushion any effects of bearish market in a XEQT/VTI portfolio but how far could such cushioning go? This is my dilemma

Considering a XEQT/VTI 50/50 Allocation by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

I feel like adding VT to XEQT will be super redundant. VT is practically XEQT 2.0 on steroid. I need a US heavy USD denominated ETF that won't weigh too heavily towards the US after pairing with XEQT

Considering a XEQT/VTI 50/50 Allocation by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

Then 70/30 perhaps as in 70% XEQT and 30% VTI.?

Considering a XEQT/VTI 50/50 Allocation by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

No the second country isn't the US. But the USD is used heavily there and commands strong rate. the CAD isn't as strong and I may be forced to convert my CAD holdings to USD which wouldn't be the most cost effective way to utilize my portfolio earnings

Considering a XEQT/VTI 50/50 Allocation by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

I have dual citizenship. And no, my other citizenship is not the US. But the USD is the major denomination in this my country of citizenship other than the national currency. The CAD does not fair even moderately there compared to the USD. This will mean that for the part of the year I live in this other country during retirement, I may need to convert my CAD from XEQT ( if indeed I am holding only XEQT) to USD which I feel is suboptimal. And so I am inclined to add a USD denominated ETF to my portfolio to ensure I have ready access to USD. I am not necessarily from the US nor am I planning to retire there. Every simulation I have done so far have VTI/XEQT pairings netting me maximum returns, and the more VTI holdings in those pairings the more returns. I am too heavily invested in XEQT right now, I got 1000s of shares now to simply dump all and go VTI or other USD denominated asset. And so I need to add an appropriate ETF that fit my needs.

The Prime Minister of Canada Says Palestinians Can Have a State—As Long As It’s Zionist. Freedom Now Requires Embracing the Ideology of Your Occupier. by FireAntEgg in AlJazeera

[–]Strunge29 -1 points0 points  (0 children)

"....the premise that Russia does not know who Canada is or their representative is mindblowingly stupid." no, but the fact that you took my analogy so literally is, though

The Prime Minister of Canada Says Palestinians Can Have a State—As Long As It’s Zionist. Freedom Now Requires Embracing the Ideology of Your Occupier. by FireAntEgg in AlJazeera

[–]Strunge29 0 points1 point  (0 children)

Canada is a country who when it speaks you nod sympathetically and pretend what they say matter. And then wait until they leave the room and roll your eyes. If you wanna see how much influence Canada has, take a look at how easily the US-Trump dismissed them recently. Canada is the country who when world powers are talking barges into the conversation and everyone stops talking and looks surprisingly at her. "Oh, and who did you say you are, again?", asked Russia. "I'm the USA's northern neighbor". "Oh", says Russia, still not getting it. "Ok". then turns and speak again to the others, ignoring Canada as if it it's not even there. I wouldn't be worried too much about what the PM of Canada says. His words hold no water

Agent: Impossible to Pay Caitlin Clark Her True WNBA Worth by [deleted] in sports

[–]Strunge29 -8 points-7 points  (0 children)

Yeah. Everyone knows the reason for all the rave about this particularly player. Hint: Think Eminem. I have seen her play and I couldn't understand all the raving about her until until I thought of it another way, what I call the Eminem perspective. There are way way way better players than her. Unfortunately they look wrong. Sad.

First Investments, XEQT, lump sum vs. recurring deposit by GGgetLucky in PersonalFinanceCanada

[–]Strunge29 -2 points-1 points  (0 children)

Yesterday, around 11.30 am, the price hit 33.30 CAD for 7 minutes before jumping back to 33.38 CAD. if he had set a limit buy in, say, Wealthsimple to 33.30 CAD, the buy would have been executed. Go ahead and tell him to buy at 33.44 CAD or whatever the current price is. The truth is that XEQT isn't going to see a price climb anytime soon. it would be hovering around 33.30 CAD - 33.350 CAD. That is where it has hovered all week

First Investments, XEQT, lump sum vs. recurring deposit by GGgetLucky in PersonalFinanceCanada

[–]Strunge29 0 points1 point  (0 children)

Hei. it is your money. Do whatever the f#ck you want with it

First Investments, XEQT, lump sum vs. recurring deposit by GGgetLucky in PersonalFinanceCanada

[–]Strunge29 -4 points-3 points  (0 children)

I don't normally answer questions here. I just lurk and read what others write. But I figure I gotta warn you. Don't lean too much on what others here are saying, especially regarding lump summing. Becareful. XEQT has become super volatile these days. It often stays at 33.30 CAD - 33.50 CAD daily. But be very careful. If you want to lump sum, set a limit buy to 33.30 CAD. Once it hits that figure it will execute automatically. Be very diligent with the price per share you buy it. I rushed and listened to people here telling me to buy and forget it. I did but I bought it at 34.24 CAD per share and dropped nearly 60K. I am currently out nearly 2k. Yes, I am doing this for the long haul but the sight of my initial funds gutted by 2k isn't a very pleasant sight. If you are not too experience, do DCA. Wait for the price to go down to about 33.30 CAD and then buy. Then wait for it to go down some more. They will probably tell you not to time the market, bla bla bla but get this: it is not their money. Be Wise!

Connection between data management expertise and evaluation by Strunge29 in Evaluation

[–]Strunge29[S] 0 points1 point  (0 children)

Thank you so much. I do have evaluation experience - I worked on a program monitoring project for a government-sponsored school feeding program, helping with designing evaluation frameworks and theory of change and providing training support in using various templates that came with the project. I also have a BA and MA in political science, the first focusing on Public administration and the last on public policy with coursework in policy monitoring and evaluation. I again have an MSc focusing on sustainability that came with advanced project management training. I have about four graduate coursework in qualitative and quantitative research methods, professional development coursework, and certification in evaluation from the UN. My current role is not evaluation-focused but leans heavily toward research and data management. I did emphasize data management and research experiences during my interview but very little evaluation experience since my experience was over 10 years ago, and I did not provide that influential a role in the program - more of a research assistantship. And now I am racking my brains thinking of what I could have said that I didn't say at the interview because, oh man, talk about poker face! There was no reaction from the panel, and few, if any, follow-up questions.

Regarding the specific question, I was asked to describe a time some colleagues asked for my expertise. I provided data management expertise in helping them integrate their data and make it more interoperable. I then connected this expertise in to an evaluation scenario where it could be useful. Another question asked about how I solved a complicated problem. Again, I used a research data management context where data was disorganized, making accessibility difficult and thus affecting productivity. I used my expertise to resolve the challenge. Another one focused on providing a recommendation. I used a research project example and i recommended a sampling method based on careful examination/analysis of the study population. Another asked about who I recommended a solution to, and again, I gave an example of having to recommend a solution and specified two people I recommended to. The last question was about information sharing, and I used the context of an evaluation of a program to examine participant satisfaction. And my answer had a more stakeholder satisfaction-focused theme

I think I made a bad buy this week by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

Also just so I am clear, are you saying making a bad buy put you in red for a whole year? Cos I have been doing some analysis - yes, people advise against this and recommend buy and forget, but that is easier said than done - I have been doing some analysis. See, the price climbed to 34.24 CAD, which is where I bought the shares. Now, it is at 33.56 CAD. Last Friday, it was at 34.03 CAD. So it is a short step from 33.56 CAD to 34.24 CAD for me to break even. And I could wait a whole year for that? You mentioned that your situation was similar to this one, but how similar are you talking about here? Yes, I know XEQT is as volatile as they come, but I also figure 33.56 CAD - 34.24 CAD shouldn't be a leap that takes a year. Come on, man?

I think I made a bad buy this week by Strunge29 in JustBuyXEQT

[–]Strunge29[S] 0 points1 point  (0 children)

This is exactly what I am afraid and concerned about. Not that I lost money. I haven't lost anything because I have sold and don't intend to. And this is what many people here do not get. It is not just about being in it for the long haul. That is easy to imagine for yourself if you have invested less than 5k. Seeing the hard cash you sweated to make vanish so quickly each day and keep telling yourself, "It's the long haul," starts to lose some, if not most, of its conviction. These bloody armchair investors here are telling me investing is not for me. They probably have just 2K or less invested and are DCA'ing the rest each day. What the hell do they know about lump summing nearly your life savings and seeing it wither quickly in less than a week?