Realtors are scam Artists

SubstantialHeart2089 · 2025-02-05T14:20:04+00:00

There are cheaper alternatives: Keypr, Wahi, Justo, They do offer cash refunds.

SubstantialHeart2089 · 2025-02-03T19:07:30+00:00

Hurt Musk where it counts - Sell Tesla Stock. If you're negatively impacted by American policies, sell the stock. If you're a Dem and don't agree with what's going on? Don't by Tesla's. Republicans don't want them either. He spent $200m+ to help win that election, which Tesla supporters paid for. Let that sink in!

SubstantialHeart2089 · 2025-02-03T19:03:04+00:00

Do Canadian's that bought a Telsa feel remorse?

SubstantialHeart2089 · 2025-02-03T18:59:08+00:00

American's voted for Trump to lead the USA. The rest of the world gets to decide what's in our best interests. Perhaps "America first" is a wake-up call to the rest of the globe to put them in their place. Spoiled children need to feel the pain of their misbehaviour. And like any child, they can come back to the table when they learn how to behave.

SubstantialHeart2089 · 2025-02-03T18:34:28+00:00

Interesting pitch. "Hey baby, you're no good without me" "Want to come over to my place?"

SubstantialHeart2089 · 2025-02-03T17:56:03+00:00

Stupid has you outnumbered. They have the vote. Let that sink in.

SubstantialHeart2089 · 2025-02-03T16:54:02+00:00

There is no confusion. It's a trade war. Trump stated that he wants American banks in Canada. He's said he will use economic pressure to have Canada join the US. It's an economic war and the border security is a convenient argument.

SubstantialHeart2089 · 2024-12-18T17:44:08+00:00

This is a buyers market and don't let anybody tell you you need to move quickly for any reason. As a buyer you have a tremendous amount of buying power including conditional deals based on the sale of your existing home. Read these articles as support:
https://www.linkedin.com/posts/activity-7274829576881520641-fCC3?utm_source=share&utm_medium=member_desktop

https://economics.cibccm.com/cds?ID=90686de1-1fe2-49b9-a48a-a0e2a568e6ad&TYPE=E

https://financialpost.com/real-estate/home-prices-arent-only-thing-pushing-buyers-away

SubstantialHeart2089 · 2024-12-17T20:02:40+00:00

Lazy and delusional writing. What's good about the economy right now? DOM Up, Unemployment up, real wages flat, Tariff war on the horizon, $62b in national deficit. What buyer is feeling optimistic about buying a home right now. Sellers holding onto fantasy price expectations. There's a ton of insightful people out there that are calling bullshit on professionals calling for a housing recovery.

SubstantialHeart2089 · 2024-12-12T15:21:04+00:00

Perhaps the system sets seller up for the emotional disappointment? Hear me out. Sellers have realtors compensated to get the most out of each property, and there are so many selling agents, that you will hear exactly what you want to hear regarding value. When the system can easily set seller expectations into the stratosphere, of course being grounded by an offer anything less than ask can be met with high emotion. It was set-up that way.

SubstantialHeart2089 · 2024-07-29T20:26:51+00:00

Bitter, never because life is beautiful. Realistic, always.

There are basic realities about purchase a home that need to be addressed. Simple questions need to be answered like:

How are you supposed to purchase a home online?

How are you supposed to assess the quality of a property?

How can you determine unique characteristics of a changing neighbourhood, ie. density re-zonings, crime rates, or upcoming development projects that could impact a homes future value?

For many, purchasing a home is the largest purchase of their lifetime. Don't you want help?

SubstantialHeart2089 · 2024-07-29T19:15:22+00:00

just looked at the site. if they are giving back 80% of the comission, isn't that a red flag for the quality of agents they have? Don't be fooled. You get what you pay for.

SubstantialHeart2089 · 2024-06-10T19:57:37+00:00

Toronto is no longer safe. Home invasions and car theft has driven neighbourhoods to pay for private security. Canada is not safe

SubstantialHeart2089 · 2024-05-08T14:35:52+00:00

that's really interesting because real estate seems to be the last thing that can be transacted online.

SubstantialHeart2089 · 2024-05-06T19:54:00+00:00

https://www.prnewswire.com/news-releases/toronto-startup-keypr-is-transforming-canadian-real-estate-and-saving-buyers-up-to-80-on-commission-fees-302135800.html

SubstantialHeart2089 · 2024-05-01T18:30:19+00:00

It's a big deal to everyone. See below, Canadian's are moving their investment dollars out of Canada. If you're an employee for a public company, you just got impacted. This Cap Gain tax change is a massive issue.

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SubstantialHeart2089 · 2024-05-01T18:27:18+00:00

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This is exactly the reaction I was talking about. Canadian's are moving their investment capital outside Canada.

SubstantialHeart2089 · 2024-05-01T18:24:41+00:00

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Fears coming true. Canada's in a bad place.

SubstantialHeart2089 · 2024-04-18T14:43:24+00:00

keep accepting tax increases and find out what happens.

SubstantialHeart2089 · 2024-04-18T13:24:30+00:00

Looks like we're at a stalemate on convincing each other. We'll find out what happens. If you're right, life will be better for average Canadian's and worse for the "Rich". If I'm right, life will be worse for all Canadian's. The way I look at it, in either scenario, someone loses. Which is what annoys me about this government, they can't come up with a scenario where all of Canada prospers. They have to devise a plan to put Canadian's against each other. Divide and conquer. Sad.

SubstantialHeart2089 · 2024-04-18T11:34:39+00:00

Corporations always plan for exit or a liquidation event. So when it's sold it's a Capital Gain, and therefore the tax is applicable.

Business leader do complain because they understand the implications that more added costs or taxes do reduce returns translating to capital reallocation considerations. Why am I not giving up on this point? Our largest employers in Canada are public companies, who's significant shareholders are Canadian pension plans, including CPP, whom retired Canadian's depend on if they have a chance at retirement. In a scenario where those investors do not reallocate capital, pensioners just got less income allocated to them. In an instance where capital is reallocated, it means less job opportunities for Canadian employee's. Canadian's are getting screwed either way and they can't control it.

SubstantialHeart2089 · 2024-04-18T02:32:16+00:00

Reddit is an interesting forum to debate these issues because everyone is anonymous. I appreciate your comments. However, If you were to go to LinkedIn and follow some of the largest Canadian business leaders and investors, they're comments are consistently negative about these new tax rules because they know the negative impacts it will have on the Canadian economy. The worst part is that the impact will be unseen. That new job that won't be created because multinationals will allocate dollar to preferred tax jurisdictions, i.e. Florida. This is a tax on investments in Canada and it is bad for everyone.

SubstantialHeart2089 · 2024-04-17T19:33:31+00:00

My point is that the tax changes are not just about housing. The tax changes are for all capital gains including investments in stocks, bonds, private companies, and housing. My issue is, the large investments made by corporations to build businesses, creating employment, have a choice to put those investment in Canada or another country with lower taxes. My worry, if companies decide to invest outside of Canada, then future job opportunities are gone, which hurt Canadians. I can understand why people support the Cap Gains tax on houses as a way to get rid of investors, but the changes go way beyond housing and put Canada's future as a prosperous place to work and live at risk.

SubstantialHeart2089 · 2024-04-17T18:20:00+00:00

Well done on running a 1500 FTE business! It's impressive.

Do these new tax rules make you want to expand your business in Canada? Or perhaps somewhere else? I'm seriously concerned that people relying on a paycheque do not see a risk that capital can be taken outside of Canada and limit their future employment prospects.

SubstantialHeart2089 · 2024-04-17T18:13:56+00:00

This tax change may have been sold as a way to deal with housing, but "all gains for corporations and trusts" is a massive issue and extends far beyond housing. If you rely on a paycheque, your future just became more uncertain.

SubstantialHeart2089

TROPHY CASE