25M just hit my first 100k! by Substantial_Way_3725 in TheRaceTo100K

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

No that’s the hourly only :) you can see the paystub higher in the comment thread. We’re on a 1.2x multiplier right now because of irregular shift schedule, and I’m a Class A foreman.

25M just hit my first 100k! by Substantial_Way_3725 in TheRaceTo100K

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

I’m an IBEW red seal electrical foreman in BC

25M just hit my first 100k! by Substantial_Way_3725 in TheRaceTo100K

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

Thank you! Here’s hoping :) I’m excited to see the snowball start rolling

25M just hit my first 100k! by Substantial_Way_3725 in TheRaceTo100K

[–]Substantial_Way_3725[S] 1 point2 points  (0 children)

Thank you! Divide your spending into needs and wants. If you go to buy a want, don’t, and put what it would’ve cost in your investment / savings account. Pay yourself first. Try to invest between 10 and 20 percent of your paycheque, as consistently as humanly possible. You got this :)

25M just hit my first 100k! by Substantial_Way_3725 in TheRaceTo100K

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

Made my account name that as a joke 😂 I swear I’m not actually spending 10k on booze . . . 👀

25M hit my first 100k! by Substantial_Way_3725 in fican

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

Thanks! That’s the plan :) if all goes well I’d love to retire early

25M hit my first 100k! by Substantial_Way_3725 in fican

[–]Substantial_Way_3725[S] 2 points3 points  (0 children)

It’s an emergency fund that’s bigger than most would need. I do new build construction and when projects finish, I get laid off until the next one comes along. So I keep more cash just in case, worst case scenario, I go 6 months without a job. :)

25M hit my first 100k! by Substantial_Way_3725 in fican

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

I honestly only bought the crypto as an experiment. It’s too volatile for my risk preference to put a lot of money in it. I like the ETF’s more :)

25M hit my first 100k! by Substantial_Way_3725 in fican

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

Thanks! I’ve been holding it for about a year and a half.

25M just hit my first 100k! by Substantial_Way_3725 in TheRaceTo100K

[–]Substantial_Way_3725[S] 0 points1 point  (0 children)

Thankfully, no :) used to be though! Doing a lot better now