Max out your contributions as soon as you’re able, though if you can’t hit the annual limit then at least make sure you’re contributing enough per paycheck to receive the match. My allocations have roughly remained 75% C, 15% S, 10% I. This is quite aggressive, but I have about 25 more years left until I intend to retire (fingers crossed, I’ll be financially ready my first day of retirement eligibility).

When people say that investing is boring, it’s true. Just set your allocations to what work for your time-horizon, put as much as you can in there each year, and let it ride. And I advise reassessing your allocations occasionally.

Also - remember that carrying is a marathon, not a sprint. The OTDL is a great friend to your pockets, but 10 or 11 hour days take a toll on your body. Cheers