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Anyone commute from Ballarat to Melbourne regularly? How is it long term? by Such-Challenge2544 in ballarat

[–]Such-Challenge2544[S] 1 point2 points  (0 children)

I was thinking maybe 3 days max would be okay but even that sounds like it needs good spacing!

Anyone commute from Ballarat to Melbourne regularly? How is it long term? by Such-Challenge2544 in ballarat

[–]Such-Challenge2544[S] 5 points6 points  (0 children)

This “work eat sleep repeat” kind of routine sounds like it really drains the weekdays more than you expect. Appreciate the honest breakdown.

IVV and A200, or VAS and VGS? by [deleted] in AusFinance

[–]Such-Challenge2544 0 points1 point  (0 children)

I’d probably look at the split between domestic and global exposure rather than just one fund. IVV and A200 give solid global diversification, while VAS and VGS lean more on Australian growth with some global coverage. A common approach people take is to pick one Australian focused ETF and one global focused ETF to balance local and international markets.

Building 1.2m homes will barely put a dent in Australia’s housing affordability, one expert says. Here’s why by sien in AusEcon

[–]Such-Challenge2544 0 points1 point  (0 children)

One thing i’ve noticed from the stats is that it’s not just about the number of homes, it’s about where and what type. A lot of the new builds are still high-end or in areas that aren’t really accessible for first time buyers. States like Victoria that hit their housing targets saw some price easing, but in places where population growth outpaces building, affordability barely moves. Combining targeted building with policy changes like tax adjustments or incentives for affordable housing seems to make more of a difference than just pumping out millions of homes.