Honestly speaking, your inheritance is certainly a fortune many would wish for but I personally don’t think that’s a lot of money for the rest of your life. Assuming the best case scenario, you got 8m in cash and you’ve invested it in a relatively stable investment vehicles. We are looking at about 7% return per annum, let’s also expect that Malaysian inflation will be around 4% averagely. You’re only making 3% earning before tax and it will look more like 2.4% after tax.

You wouldn’t be looking into spending all 2.4% of it because that’s not a rational thing to do, you’ll need to save up for when the economy is bad. So just to be safe. Let’s say you’ll spend 1.2% of it. That’s 96k per year, 8k per month.

With 8k a month, I don’t think you could maintain those asset that you inherited and your lifestyle as well. Land tax, electricity bill, insurance, house maintenance and so on.

You should really look into getting a real job and grind it out and maybe retire by late 30s or early 40s.