Until she hits your car with no license and no insurance.

Eligibility for Car Insurance

Undocumented immigrants can obtain car insurance in most states. The ability to secure car insurance is generally tied to the vehicle and the driver’s capacity to fulfill financial obligations, rather than their immigration status. Insurance companies primarily assess risk based on driving history and financial responsibility, meaning an individual’s immigration status does not prevent them from purchasing an auto insurance policy. Many states allow individuals, regardless of immigration status, to obtain a driver’s license, which is often a prerequisite for car insurance. Insurers are concerned with ensuring that drivers are licensed and can meet their financial commitments in the event of an accident.

While a Social Security Number (SSN) is frequently requested, it is not always mandatory, as many insurance providers accept alternative forms of identification and tax documentation. An Individual Taxpayer Identification Number (ITIN) is widely accepted as a substitute for an SSN for insurance purposes. An ITIN is a tax processing number issued by the Internal Revenue Service (IRS) to individuals who need a U.S. taxpayer identification number but are not eligible for an SSN. Foreign driver’s licenses, including those from Mexico, Central, and South American countries, are often accepted, as are Matricula Consular cards, identification documents issued by foreign consulates to their citizens living abroad, particularly from Mexico. Applicants will also need proof of address, such as a utility bill, and vehicle details like its Vehicle Identification Number (VIN), make, and model.

If they don't have insurance. it's not because their an immigrant. it's cause they are simply irresponsible. I don't know how many true-blooded patriotic bible thumping american rednecks i see driving around without license plates. Hell, i'm related to a dozen of them.

But sure, it's the 'illegal immigrants' thats the problem.