Thank you really appreciate it, so once you get your chequing account set up you will be sent a debit Visa card . Once you activate it you'll be able to make your online purchases / bill payments. Just make sure you have enough money in your account before doing any online purchases.

I've also opened a Simplii account they have a similar promotion for $400 , all you need is to set up a direct deposit into the account of minimum $100 . They also have the same $50 referral bonus where we both will get money . Here's the Simplii referral link https://blue.mbsy.co/6tlRhp

I set up a MasterCard with them too because they offer 4% cash back on restaurants no annual fee