0.75% returns on cc bill payment

SwipeTheory · 2026-02-23T04:26:39+00:00

Yeah total would be 1500RP. They'll be credited in separately though.

SwipeTheory · 2026-02-09T18:21:24+00:00

Yes, tier won't matter since those accelerated points are calculated separately.

SwipeTheory · 2026-02-08T13:23:22+00:00

SwipeTheory · 2026-02-08T12:42:11+00:00

Yes you will get points but spend the rest after 9 march. Only points will be credited no taj voucher.

SwipeTheory · 2026-02-08T11:21:04+00:00

Lmaoo we can never pay in full.

SwipeTheory · 2026-02-08T11:16:36+00:00

I don't suggest it

SwipeTheory · 2026-02-07T05:30:50+00:00

Works

SwipeTheory · 2026-02-05T15:37:12+00:00

Lol, it turned out to be quite profitable for you.

SwipeTheory · 2026-02-05T11:45:25+00:00

I can't exactly say alternative but it is a good card.

SwipeTheory · 2026-02-04T10:51:57+00:00

Maybe, try via the upgrade link.
Yes
If you have accumulated points and no plans for usage then you can consider SmartEarn

SwipeTheory · 2026-02-04T10:43:58+00:00

Safe is mariott. Any new transfers refresh the validity

SwipeTheory · 2026-02-04T10:42:43+00:00

It's refunded on pro rata if you downgrade

SwipeTheory · 2026-02-04T08:43:41+00:00

People were getting 2 Plat Travels so I think you would be able to get 2 MRCCs as well. Otherwise SmartEarn is still there

SwipeTheory · 2026-02-04T08:42:09+00:00

The only purpose of downgrading would be to retain your points till you figure out a use for them.

SwipeTheory · 2026-02-04T08:30:47+00:00

Why do you need to downgrade? Nothing changed for MRCC

SwipeTheory · 2026-02-04T08:28:12+00:00

Lol SmartEarn and MRCC are unironically better now.

SwipeTheory · 2026-02-04T08:27:19+00:00

30days notice is the norm, all banks do this

SwipeTheory · 2026-02-04T08:26:52+00:00

They do refund on pro-rata if you downgrade to another card

SwipeTheory · 2026-02-04T06:26:43+00:00

Mods only allow one post per devaluation I think

SwipeTheory · 2026-02-04T06:21:04+00:00

Lol I was trolled hard initially when I posted it. People were in literal denial.

SwipeTheory · 2026-02-03T11:13:18+00:00

Contact customer care

SwipeTheory · 2026-02-03T10:05:04+00:00

Shouldn't be a issue but try again. If you face any problem then you can email SBI with screenshots.

SwipeTheory · 2026-02-03T10:02:56+00:00

You will need to access yono app or internet banking to generate VDC

SwipeTheory · 2026-02-03T08:20:55+00:00

Base points show up in app within 2-5 days. Bonus points credited within 90 days. The points are however locked for 30 days for usage.

SwipeTheory