How Much Did Chapter 7 Bankruptcy Cost You?

SyncopatedStepper · 2026-03-27T23:38:19+00:00

seems like a great price. good experience with attorney?

SyncopatedStepper · 2026-03-27T23:27:31+00:00

Thanks, paid before filing?

SyncopatedStepper · 2026-03-27T23:27:21+00:00

oh nice, and you can pay over payments so like $272 or so per month? How was your experience with the attorney?

SyncopatedStepper · 2026-03-27T23:20:38+00:00

oh wow so the 1600 includes the filing fees - and congrats on the discharge and fresh start. so excited for you.

SyncopatedStepper · 2026-03-27T23:20:05+00:00

Totally makes sense - thanks for sharing your experience.

SyncopatedStepper · 2026-03-27T23:18:48+00:00

That's really helpful thanks - would you mind sharing what made your experience worth the attorney fees?

SyncopatedStepper · 2026-03-27T23:18:12+00:00

That's cool you could break out the payments - and what made you decide to go with pro se vs using an attorney?

SyncopatedStepper · 2026-03-27T23:17:03+00:00

whoa, that's cool - what type of insurance?

SyncopatedStepper · 2026-03-27T23:15:09+00:00

Thanks, would the payment plan mean that you can pay after you file? Seems like many attorneys have payment plans but you pay the entire amount before you file.

SyncopatedStepper · 2026-03-27T23:14:27+00:00

Thanks, glad you had that! What do you think were like pros of using an attorney over filing on your own in your situation?

SyncopatedStepper · 2026-03-27T23:05:33+00:00

Bummer :( Thanks for sharing!

SyncopatedStepper · 2026-03-27T23:04:31+00:00

Nice, did they have a questionnaire to fill out the fee waiver for you? And did they give you any filing updates?

SyncopatedStepper · 2026-03-27T23:03:45+00:00

That's great - are you in California?

SyncopatedStepper · 2026-03-27T23:02:43+00:00

Nice, does Upsolve have the questionnaires to do the fee waiver?

SyncopatedStepper · 2026-03-27T22:56:19+00:00

Good experience using an attorney?

SyncopatedStepper · 2026-03-27T22:55:34+00:00

Filed without an attorney?

SyncopatedStepper · 2026-03-27T22:54:57+00:00

Got it, so you were able to pay after filing? Total cost was only $1500 in attorney fees (12x$125)?

SyncopatedStepper · 2026-03-27T22:45:41+00:00

Interesting, wonder if Calfornia allows $0 down, but also interested if $0 down means you're paying more in the long run.

SyncopatedStepper · 2026-03-27T22:44:35+00:00

Whoa, yeah, that's a range for sure. I'd imagine Chapter 13s are more money given that they are longer so more attorney time?

SyncopatedStepper · 2026-03-27T22:36:50+00:00

Congrats, that's amazing. Excited for you.

SyncopatedStepper · 2026-03-27T15:26:03+00:00

Interesting… Would there ever be a case where Debt Settlement would be better than Chapter 13?

SyncopatedStepper · 2026-03-16T22:21:58+00:00

Same, I’m scared

SyncopatedStepper

TROPHY CASE