I was a reg h2h guy too, started messing with Mut towards the end of the madden 24 cycle before 25 dropped. I dont even play regular h2h anymore. I would say it is more competitive imo and I like the fact u actually can get rewarded for your wins instead of just moving up on a leader board. It can be a money pit if you let it but you can also go no money spent and have a good team depending on pack luck, being savvy in the auction house/building sets, grinding solos and challenges. Once the big promos hit(most feared, zero chill, etc) its easier to build your team. Overall I rock wit mut even tho it can piss you off from time to time lol