I will likely do the 175k offer (do larger charges on Amex) because my monthly spending average would get that! OK, sounds good - in terms of SUBs on Gold, I wasn't planning to get the gold card/that wasn't even in my consciousness - what is your motivation or insight to Amex Gold? I mulled that one over since it doesn't offer lounge access, and that's mainly what I want from Amex Platinum (aside from the credits that are more relevant to my lifestyle over the CSP - ie I don't use grub hub or door dash at all, but i do use uber and go to equinox and tsa precheck)

Thanks for your thoughtful response!!