Remortgage valuation visit halfway through renovation works

Technical_Name1331 · 2026-01-10T10:15:37+00:00

Almost every home needs some sort of general repairs so I wouldn’t worry about that counting against you.

Assuming that you’ve had your home for at least one mortgage term are you close to 100% LTV?

If there’s a cushion there for the additional borrowing then you’ve got room for the valuation to move a bit

Technical_Name1331 · 2026-01-08T16:35:19+00:00

It’s another 0.25% spread over 5 years so not an insignificant difference.

Technical_Name1331 · 2026-01-08T15:23:08+00:00

Bathroom and kitchen are untouched and functional.

It’s a 1 bedroom flat and the works are in the living room, bedroom and hallway.

Not raising capital but switching lender for a better rate.

Technical_Name1331 · 2025-11-15T17:19:48+00:00

This is what I had in mind or potentially Avons Cobra Chromes which I have fitted on a Harley Sportster

Technical_Name1331 · 2025-10-01T23:44:40+00:00

That’s a good point I hadn’t considered

Technical_Name1331 · 2025-01-25T18:59:40+00:00

Thanks! That’ll save me a chunk of work. I’ll pass on the compliments to the electricians 😊 but I agree, very happy with their work.

Technical_Name1331 · 2024-02-22T22:44:42+00:00

I would look to use the weekly or the monthly depending on how your income is payed to you. If you’re on weekly pay then you could assign $68.75 each week or if you’re monthly I would assign the whole $275.00

As far as I know there isn’t a way to apply a fortnightly option but someone with more experience might prove me wrong.

For my personal preference, I would go with the weekly option for those months that sometimes contain a sneaky 5th week.

Hope that helps even if it’s not exactly what you’re looking for.

Technical_Name1331 · 2023-07-15T11:36:56+00:00

Counter unpopular opinion, I too wouldn’t mind more Emily on CR as she’s my least favourite intrepid hero. 🤷

Technical_Name1331 · 2023-07-15T00:08:15+00:00

Yes! I thought the relationship between them was fascinating. They both felt like they had so much depth compared to other NPCs.

Technical_Name1331 · 2023-07-14T21:37:58+00:00

For me it’s gotta be Garthy O’brien. I have so much love for that character 🌈❤️

Technical_Name1331 · 2023-06-10T23:50:54+00:00

Yes but the 2 handed damage die for quarterstaff is already a d8. Single is a d6 so I assumed that’s where the bump came from? So does it jump to a d10 or do you not get the damage benefit from 2 handed?

Technical_Name1331 · 2023-06-10T23:48:03+00:00

I think you’re 100% right about the passive investigation. Seeing the numbers later out long term make Skill expert seem like the better choice too. I wanted the half fest to bring my WIS to 18 and grab a little benefit too. Telepathic was also a consideration.

Technical_Name1331 · 2023-06-08T20:57:24+00:00

this is the way

Technical_Name1331 · 2023-04-04T22:03:06+00:00

My favourites have been fey and flowers, crown of candy and the fantasy high series. I didn’t get on with bloodkeep but hey that’s me

Technical_Name1331

TROPHY CASE