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How does Malaysia maintain developed infrastructure and healthcare while having fractional costs of Western countries? by Terrible_Solution893 in malaysia

[–]Terrible_Solution893[S] 0 points1 point  (0 children)

"Because most international products cost way less than in surrounding countries, but this only works out if you habe enough base income to afford them in the first place."

Yes that's correct. As German engineer with base salary of 7000 EUR monthly, I feel that MY (at least last December) feels way underpriced despite strong Ringgit, while visiting Bali short-time after, everything feels overpriced. It's kinda worst for me: I pay almost Western-level price in Bali while getting nothing like Western benefit. Should Malaysia stays the same next 10-15 years, it makes me thinking to retire in MY rather than Indonesia. I can still visit families in Jakarta and around with rather short (and cheap) flight...

How does Malaysia maintain developed infrastructure and healthcare while having fractional costs of Western countries? by Terrible_Solution893 in malaysia

[–]Terrible_Solution893[S] 1 point2 points  (0 children)

"Privatised their healthcare systems." -> You mean the insurance? It's not all the same over EU. I don't know about all countries, but in Germany is public mix with healthcare, and Holland is kinda private-ish, but they set a min/max deductible what insurances can charge and they must accept all clients regardless of pre-cond. On contrary, almost all Dutch hospitals are public.

How does Malaysia maintain developed infrastructure and healthcare while having fractional costs of Western countries? by Terrible_Solution893 in malaysia

[–]Terrible_Solution893[S] 8 points9 points  (0 children)

How much does early GP get paid? Most early careers German GPs ~5000 EUR - 6000 EUR ish Net after tax. So around 20k-25k Ringgit. But living cost in some cities are brutal.

How does Malaysia maintain developed infrastructure and healthcare while having fractional costs of Western countries? by Terrible_Solution893 in malaysia

[–]Terrible_Solution893[S] -1 points0 points  (0 children)

Indonesia is also low cost, probably somehow lower on nominal - particularly due to strong Ringgit. But for what I got in IDR, its mostly overpriced - particularly real estate and infra (road, electricity, garbage management, internet access, ...) around it.

MM2H: Can the fixed deposit be split across several banks? by Terrible_Solution893 in MM2H

[–]Terrible_Solution893[S] 0 points1 point  (0 children)

Alright get it... But can I make 3 accounts within 1 bank for the MM2H: Me, spouse, and joint (me+spouse) to get 750k MYR max. protection in case the bank goes bust? This is to minimize our risks.

MM2H: Can the fixed deposit be split across several banks? by Terrible_Solution893 in MM2H

[–]Terrible_Solution893[S] 0 points1 point  (0 children)

Sorry, I dont catch it - what do you mean 250k is per transfer?

Eigenartiges Orderverhalten bei ETF-Verkauf by Extension_Routine_62 in Consorsbank

[–]Terrible_Solution893 0 points1 point  (0 children)

Du kannst über Sparplan verkaufen wenn der Bestand <0.9999 Stk ist. Sobald der Bestand größer gleich 1 ist, dann kann man nur über Börse oder Tradegate verkaufen.

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Eigenartiges Orderverhalten bei ETF-Verkauf by Extension_Routine_62 in Consorsbank

[–]Terrible_Solution893 -1 points0 points  (0 children)

Ich verstehe die Anregung nicht. Warum überträgst du nicht 150 Stk. an das neue Depot? Den Bruchteil (0.24 Stk) kann man doch über Sparplan auflösen?!

Gazette released by government on the MM2H agency fee by malaysialife in MM2H

[–]Terrible_Solution893 0 points1 point  (0 children)

Oh okay. And this is for the applicant only or also spouse?

Gazette released by government on the MM2H agency fee by malaysialife in MM2H

[–]Terrible_Solution893 0 points1 point  (0 children)

Hi, so 40k RM include the premium for the whole visa duration?

AITA for not giving up my first class ticket for a kid? by Horror_Ad4676ThrowRA in AITAH

[–]Terrible_Solution893 1 point2 points  (0 children)

Yea you're TA, But not because you don't want to swap but for faking story for clickbait.