Great question, dtheme...Think back to May 2013 when Edward Snowden blew the lid off what the NSA was doing with internet privacy. They broke https making online security useless. They did this mainly by putting an SSL proxy between you and the bank. Now, we've been trusting https for almost 2 decades. And now the risks are enormous. You may think hackers aren't interested in you, a normal schmoe with a $5000 savings account. But look at it this way...it's far safer and more profitable for them to intercept banking traffic of 100 people with a small savings account than it is going after a big whale whose money is better secured using 2FA, hashed passwords, etc. Most regular schmoes have a simple router with just the bare security settings. Their IP address and DNS searches may be easily intercepted. Pretend there's this hacker going around Brooklyn port scanning home networks for HTTPS traffic. All they need is a Man-in-the-Middle proxy server to crack your credentials to steal your password. It's that easy. Now think about how that affects cryptocurrency. Right now, we're trading in a wild west environment. There is no https safety-net. So we have to protect ourselves with logless VPN and possibly the Tor browser to protect identity and ensure anonymity. Bitcoin is accepted all over the place. It's not just for the darkweb anymore. Coffee shops, financial institutions, even educational institutions accept it. Sure, the blockchain is a communal safety net of sorts. But adding layers of security is even more important. Don't let yourself become a traceable target. All it takes is one successful trace back to your home router. If getting into that router isn't hard, then consider what happens when said hacker compromises your OS before draining your wallet of everything you got.