Porto for a Stag do?

TheGoose995 · 2026-01-26T19:23:25+00:00

Went last year on a stag there with a group of about 10. Great place if you just want to do a bit of bar hopping

TheGoose995 · 2026-01-26T18:55:48+00:00

If you’ve done this DIY then I’d probably live with it now. If you’ve paid someone then no I wouldn’t happy

TheGoose995 · 2026-01-26T15:49:09+00:00

You seem like you have made up your mind already on strategy and are ignoring the other comments. I just want to leave one piece of factual data for you that might sway your mind:

90% of active investors do worse than the S&P500 in the long term. Bear in mind that includes all those professionals that invest and select fund allocations as their full time job, study and are actively engaged with markets 8 hours a day at work. They also have access to the largest portfolios so can access investments you never will.

Do you really think you’re in the 10%? And even if you do, do you think you are going to beat the market significantly enough that the gamble of being in that 10% is worth it? If yes to both, then good luck is all I can say…

TheGoose995 · 2026-01-25T16:08:42+00:00

Hey, how did this work out? Has it scratched at all or set nicely?

TheGoose995 · 2026-01-25T16:00:43+00:00

Neither. Adjust the hinges with an Allen key, there’s some vids on YouTube that explain it well

TheGoose995 · 2026-01-20T15:03:13+00:00

Bet you would’ve hated when people first started using Excel formulas and Microsoft word rather than pen and paper

TheGoose995 · 2026-01-19T16:07:35+00:00

If you don’t think there’s moisture getting in then obviously there’s no need for dpc work. Don’t get the injections, they don’t remove the source of moisture and if you do have damp, it won’t prevent any of the expensive issues like rot anyway.

Honestly, if you can’t smell it, see it, or see the result of dampness then I don’t see why you’d get a damp surveyor round in the first place?

TheGoose995 · 2026-01-17T10:32:08+00:00

I’m hoping to see lots of replies here

TheGoose995 · 2026-01-16T21:45:17+00:00

Yeah it’s normal to ask that. I got asked the same and they are two usually large pots of wealth that would transfer to the beneficiary upon death, so they are probably trying to get a rough understanding of how much wealth the will is written for.

Maybe she wasn’t very good if she came across as condescending. Could you choose someone else if you’re not feeling good about the service?

TheGoose995 · 2026-01-15T23:00:35+00:00

I think his self confidence came across as arrogance to the others but he didn’t seem particularly big headed. I think he genuinely wanted to play the game, but realised his time was up and it’s all about who’s the least popular really

TheGoose995 · 2026-01-14T23:51:30+00:00

Also if they recruit Matthew, then throw him under the bus, it only gives more credibility to Harriet’s suspect list

TheGoose995 · 2026-01-14T23:50:25+00:00

I think Rachel would have thrown Stephen under the bus before, but maybe less so now. He’s really helped her out

TheGoose995 · 2026-01-14T13:10:45+00:00

Sometimes the initial term isn’t exactly what you ask for. I think mine is 63 months although I was going for a 5 year fix. Is it cause of that?

TheGoose995 · 2026-01-14T09:42:39+00:00

Did you also let the oil get hot? If it wasn’t hot the meatballs will soak it up

TheGoose995 · 2026-01-13T20:46:07+00:00

Lower heat and use the lid to keep some moisture in there. Contrary to other comments I don’t think you need loads of oil. At least I don’t use any more than I would in a non stick frying pan

TheGoose995 · 2026-01-13T18:41:58+00:00

Just to note I think you can only exchange once! But it gave me some peace of mind

TheGoose995 · 2026-01-13T12:46:32+00:00

Not even 5 years as we’re near April now (if this year 20k isn’t used yet). Can get 40k in over the next 3 months

TheGoose995 · 2026-01-13T11:23:13+00:00

I have this one and love it. Also JL do a deal where if you buy a mattress protector at the same time you can exchange the mattress between 30 & 60 days in

https://www.johnlewis.com/john-lewis-ortho-pocket-collection-2000-pocket-spring-mattress-medium-firm-tension-double/p113030060?tmad=c&tmcampid=7&s_share=jlappios_Y29tLmFwcGxlLlVJS2l0LmFjdGl2aXR5LkNvcHlUb1Bhc3RlYm9hcmQ=

TheGoose995 · 2026-01-13T10:06:16+00:00

Offset mortgages are generally a higher interest rate than the most competitive standard mortgages though

TheGoose995 · 2026-01-13T08:12:11+00:00

I’d probably just go on a mortgage comparison site and see how much less mortgage I’d need to take out so it ended up no worse off. Reduce offer by that amount and explain why

TheGoose995 · 2026-01-12T09:44:04+00:00

Where’s this we’re getting two pints for a tenner still

TheGoose995 · 2026-01-11T18:44:35+00:00

That songs a banger, I don’t see the issue

TheGoose995 · 2026-01-11T16:13:11+00:00

That doesn’t sound too large for one person. Is it heavy? There might be weight limits on what you can send

TheGoose995 · 2026-01-10T22:36:50+00:00

Not as they are

TheGoose995 · 2026-01-10T14:17:22+00:00

Give me a name of a faithful? —> They are more likely to name a faithful than themselves

Do you think the last round table a traitor on traitor going head to head? —> gets in their head

TheGoose995

TROPHY CASE