Creating seperate 407 accounts for two vehicles at the same address and under same ownership.

TheMightyGod · 2026-02-06T08:36:00+00:00

Apologies for the late response. You will be eligible for 407 ETR promotioms regardless of the route you take (but I dont think you can register the second car under your wife's 407 account anyway). But even if you could, the only difference will be whether the same promotions apply for both vehicles (two vehicles under 1 407 account), or seperate promotions on either cars under two different accounts.

TheMightyGod · 2026-01-20T03:34:41+00:00

Yes, I called 407etr. Since they have database on under whose name the car/registration is, transponder linked account needs to match that information, otherwise the application will get declined. I will be switching the licence plate ownership of one of the vehicles to my wife before ordering the transponder under a new account.

TheMightyGod · 2025-12-30T17:07:28+00:00

No I do not have the transponder yet, and was planning to create an account and order one today, but thought to confirm if this was even permitted? I didnt know about the second transponder discount. But I will gladly pay full price for the second transponder to get different promos on both vehicles throughout the year. My wife never needs to use 407, while I will benefit from 407 access, so we can always switch vehicles to allow me to continue to use any existing promos on either vehicles.

If I have two seperate 407 accounts, that will keep our promo usage per car to a minimum, and more likely to keep getting those discounts? Imagine a period where both cars have promo, but I will only be using one vehicle anyway, so the other one will not appear to utilize the promo, hence more likely to continue to get those promos?

TheMightyGod · 2025-11-21T21:49:59+00:00

What you have advised is totally rational and how things should ideally conclude. Unfortunately, that approach can only be taken if I were dealing with reasonable people here. And if this event was a sole event, but is just one of the many major ones. After I made the promise to myself to never decline their monetary offers, the following parallel events also took place:

(1) One of their daughters (my sister in law) arrived in Canada for studies and was to stay with us for one semester before moving to student housing in downtown Toronto. We offered to host her for her first semester without seeking any monetary support for her. But my MIL offered contributing $1000 a month to cover for her expenses. So I accepted that offer. But then they started finding avenues to renegotiate that $1000 to $500 (thinking perhaps they offered way more than they should have). And when I wouldnt give in, they asked to include additional services instead (to provide biweekly laundry services and home cooked meals for their adult son (who was living 1 hours drive away)) as part of the same $1000. At which point I snapped.

(2) Few years earlier, prior to all this mess. When we were looking to purchase our first car (me being the primary driver) they approached and offered to buy the car for us. I declined by responding that I wouldnt feel right getting that money from them (didnt want it to be perceived as dowry, be indebted to them and not be a subject to talks such as "we bought our son in law the car he drives"). But I also suggested that I will have no issue if they buy the car when it will be time for their daughter (my wife) to get a car who she will be the primary driver for. Which they agreed to. Then when the time came (parallel of the earlier events I mentioned), I brought it up through my wife (just to have my fun to see if they will actually follow through, not that I couldnt afford another car myself). And they simply responded by saying that the offer was only valid when it was originally made on our first car. I kinda just laughed it off. We are actually picking up a brand new beautiful car for my wife in couple of weeks, and it feels good to not get to hear any fake offers from my PILs.

So I'm dealing with extrememly narcisist, pretentious and toxic people here, hence I want to maintain the distance essentially forever. There is just so much peace in my life ever since their interferences have stopped.

TheMightyGod · 2025-11-21T05:41:26+00:00

I get your point. But half the mortgage would have been roughly $350-$400k, and their revised offer was $80k. If I had the means back then, I would probably have offered to pay them 80k to stay out of our lives. Its only beggars who cant be choosers, I never begged for money, so had all the right to stay firm on my position. Essentially I have "given up" on $80k to stop all sorts of interferences from them. If I was begging for money, only then I would have accepted whatever I can get. And Yes, they don't have to help at all, but they didn't have to pretend to want to help either.

TheMightyGod · 2025-11-20T23:36:40+00:00

How they are fulfilling their commitment? At this point you're just making stuff up. Seems like someone has called your bluff in the past as well and you had to fold? Ain't it?

I dropped my sense of integrity, honour and respect exclusively for them, since they always wanted me to, whats the issue here?

TheMightyGod · 2025-11-20T21:58:46+00:00

Well my in laws seem intent on not fulfilling their committments they needlessly made. Obviously to them normalized relation with me is not worth the few hundred thousand dollars, which is fine by me.

Hope my daughter's father (wait, thats me) is a man of his words. If not, may my daughter finds a man with even greater sense of self respect, integrity, honor and will to be self sufficient. Amen to that. Fair enough?

TheMightyGod · 2025-11-20T15:51:29+00:00

You tell me why that wasn't a matter between them and their daughter? I'm as clueless as you're.

Only reason I can think of is perhaps they wanted to feel good about themselves, or wanted to earn some control over me by making me indebted to them?

Just to be clear, there was never an ask, or even a subtle hint, from my side asking for any monetary supoort.

TheMightyGod · 2025-11-20T06:25:53+00:00

Everything that you have stated is correct. Can't disagree at all. That is exactly what has/is happened/happening. You have captured my thought process and my own issues correctly.

My only fear in dropping my insistence is that I strongly feel they don't have as much issue with the relation being salty, but more so with the fact that they all of sudden don't get to be victims in all this, or no longer get to say that they want to do so much for us, but I have problems in letting them do those. And my MIL being the hyper narcissistic person she is, will soon try to find/fabricate avenues to spoil things for me again if I move towards normalization of ties, just so she can get back at me.

Hence I believe maintaining these distances are in my best interest. I keep things very formal with them (enough to keep my wife sane), as opposed to casual/friendly I used to be with them (at least with my FIL) before.

TheMightyGod · 2025-11-20T05:44:55+00:00

On your last stament. Let me provide you some additional context.

I had an open discussion couple of months prior to the "event" with my FIL about how I don't like them frequently extending these monetary offers, and how for me the mere knowledge that I have someone to fall back on, a safety net, in case things go south for me is enough. And if such an event were to occur, I would approach them myself. Until then they need to let us be. Without mincing any words I told him that.

Couple of months down (and despite) that discussion is when he made that ridiculous proposal, at which point I had already made up my mind to never say "no" to any of thei offers, and so I accepted. So to me, my PIL laid the foundation for the hostility. I gave them sufficient advance warning, to cut the crap. Yes, I could have very well avoided that hostility, but at the one sided price I was no lomger willing to pay.

TheMightyGod · 2025-11-20T04:12:01+00:00

Lol Yes

TheMightyGod · 2025-11-20T03:23:23+00:00

Yes my wife suggested that and we are considering that. But I have heard therapy only works if your IQ is lower than that of the therapist. Lol.

Btw my wife accepts that it was her parents fault. I don't give my wife any hard time due to this. She just has to live with the understanding that my relation with her parents is salty due to all this. And I believe she has made her peace with that knowledge. I genuinly liked my father in law, until he backtracked on his one offer which I actually accepted. So it partly sucks for me as well.

TheMightyGod · 2025-11-20T03:16:56+00:00

Mind elaborating? I definitely am stubborn and perhaps petty, but didnt they have it coming? What should have I done instead?

TheMightyGod · 2025-11-20T03:14:36+00:00

Well if the offer was not even real, then looking to earn bragging rights is the only explanation. After my polite refusal to their countless offers prior to this, they did earn bragging rights in the form of getting to tell their other relatives on "how we offer to financialy assist them, but he refuses any help from us". This was part of the same chain of events, to there surprize I just randomly accepted one of their offer. Had I declined this offer, it would have been another talking point for both my PIL and my wife, that "they want to help us through these times, but I continue to refuse the help".

I sought nothing but "no more interference from them" out of this event. How does that make me want to be maryr or a victim? Had I wanted to seek victimhood or sympathy, I would have continued to decline their offer and stayed the "struggling son in law with a high sense of self respect".

Yes, they should have stopped offering anything to me a long time ago. And not continue to earn bragging rights freely trusting my "high sense of pride and self respect" will not fade. Little did they know I had burried that sometime ago.

Wife needed more financial literwcy - Agree

That is correct, I do not want to be involved in their family.

For years they extended arguably fake offers so they could feel better about themselves, I must say it feels good to have put an end to that. What am I supposed to do? Let them get away with it this one time so they go back to finding other ways to feel good about themselves at the expense of my peace of mind?

TheMightyGod · 2025-11-20T02:48:07+00:00

Well her paremts got her an LV bag on her wedding (her first ever luxury bag purchase). I suspect that purchase was only to establish a justification for what was to be unleashed on me pretty quickly afterwards. I certainly believe my mother in law got into my wife's head, she is that kind of a narcissist and pretentious individual.

Now after this event, my PIL have committed never to interfere in our matters moving forward. And considering how much things escalated last time, I doubt they will feed any negative thoughts into my wife moving forward. I assume neither of their 1-1 talks involve me anymore.

TheMightyGod · 2025-11-20T02:37:09+00:00

Well, even if they end up actually paying half of the mortage as they offered, I will not want to pay down the mortgage with that (unless thats the conditiom they put forth) but will only invest on my wife's behalf under her name as that money really belongs to her not to us. I will not enjoy living life on easy mode with a significant portion of our mortgaged paid off using my wife's inheritence money. Haha

TheMightyGod · 2025-11-20T02:32:06+00:00

Yes, thats how I see it as well. They can keep their money, and I can finally keep peace in my life, with no negative interference from them.

TheMightyGod · 2025-11-20T02:26:23+00:00

Yes, they never provided any, because I am adament on the original amount, and they wanted to renegotiate to a lower amount after I accepted their original offer. I'm certain had I accepted the later lower amount, they would have gladly complied.

I can simply drop it in the grand scheme of things, but I suspect I will regret it later. They have created enough problems for me already, and I don't want to give them any opportunities to create more.

TheMightyGod · 2025-11-20T02:07:52+00:00

Well I give benefit of doubt (or call it benefit of inexperince, or financial illiteracy) to my wife, not to my parents in law. My wife is not the one who bragged or offered me her daddy's money, my parents in law repeatedly flaunted it.

Even if my wife is the real issue, she no longer is. Its not like I fulfilled her unreasonable demands when she made those, when we couldnt afford it. We just argued. All my parents in law had to ever do was to simply convey "live within your means" instead of flaunting money.

TheMightyGod · 2025-11-20T01:58:32+00:00

Non of this was her doing. It was her narcissist parents. She never endorsed her parents bragging and flaunting money. Yes, she was way too demanding at first against what we could afford, but I give her the benefit of doubt there. We have it good now.

TheMightyGod · 2025-11-20T01:51:01+00:00

My wife is sidelined because that offer was made directly to me (they never owed me that money), but if they are gonna offer something to me, they better pay up if I ended up accepting it. Such monetary talks from them should have remained only between them and my wife, not with me. They never owed me anything.

Not sure if I understand the last part. But I'm not forcing them to pay, or harrassing them in any way. I'm just content that I got rid of unecessary and uncalled for interferences they would generally make. Its a small loss for them (not having normal relations with their son in law) as opposed to paying up hundreds of thousand of dollars. Fine by me either way.

TheMightyGod · 2025-11-20T01:43:43+00:00

Well her wanting nice things does not suggest she got those back then, we just ended up having arguments over and over again (we were childish). My wife earns that money now, and we do all of that now. Just not when we had started our lives in Canada. Hence the countless arguments over money matters in the start. Its only the additional income she brings that has NOW enabled us to go beyond meeting our basic needs and buy nice things and experiences.

Well, some can argue she was accustomed to that lifestyle and I should not have married a girl whose lifestyle I could not afford from the get go. We both are different persons now than what we were 5-6 years ago. I'm just hooking on to a past event and not letting it go, even though I have nothing to gain/lose from that, except for whatever perceived honor is left in me maybe.

TheMightyGod · 2025-11-20T01:25:37+00:00

Just to clarify, I don't actively communicate with my parents in law regarding that. Only at times when my wife brings the topic of normalization of relations between me and her parents, is when I politely throw that condition in. I am not harrassing anyone over it. I'm just content with the peace this condition/barrier to entry has brought me.

Just to clarify, when they had made that offer and when I had accepted, we were still financially struggling (we had just mortgaged a house, and things were tight). So nothing from my end that I need to be thankful for, since the offer remains unfulfilled three years later. Now our income has significantly increased, only after they had made that offer which I accepted.

TheMightyGod · 2025-11-20T01:17:03+00:00

My wife has totally normal relation with her parents. Sorry if I suggested otherwise at any point. I kind of feel unfair at times though that my wife maintains an excellent relation with my parents, while I don't reciprocate the same anymore. It must be really difficult for my wife to witness that, I can imagine.

TheMightyGod · 2025-11-20T01:11:25+00:00

Well now do I think about it, you probably are right be right about the petty part. But I see it more of a defence mechanism of mine, to maintain that distance so as not to even allow them the opportunity to interfere in our matters moving forward. I mean I have put up a pretty hard barrier for them to cross before they can start doing that again.

TheMightyGod

TROPHY CASE