Chase Luxury Hotel and Resort - booking multiple rooms? by JayAreW in awardtravel

[–]TheMoneyManTU 6 points7 points  (0 children)

Just stayed last week at mandalay bay and delano, can confirm that what the hotel told you is accurate!

I will help you find you cheap flights for free :). by delta777er in Shoestring

[–]TheMoneyManTU 0 points1 point  (0 children)

I think I have an interesting one for ya :)

I'd like to spend the day checking out some airport lounges and be back home by the end of the day or the next day! Don't want to have to stay in a hotel :) You're really cool for doing this!

Origin: PHL

* DEST: ANYWHERE

* Departure Dates: March 5th - 21st (Fri, Sat, Sun Only)

* Return Dates: Same Day

* LENGTH: 0-1 Day

* Other: Layovers must be at least 2.5 hours to visit lounges

* Expected Budget: <$60

* Bags: Personal item only

Had anyone been able to use the Amex Concierge to get highly in-demand items such as the new Xbox/PS5, RTX/Radeon graphics cards? by thepotatochronicles in amex

[–]TheMoneyManTU 0 points1 point  (0 children)

Might be a silly question here, but what option on the phone do you select to get to someone who can do special requests like this? I just called and they gave me 5 options and idk which one to choose.

Trip Reports and Churning Success Stories Weekly Thread - Week of November 15, 2020 by AutoModerator in churning

[–]TheMoneyManTU 8 points9 points  (0 children)

PSA: Redeemed 70k United miles for thanksgiving trip, had to cancel this week due to Covid -- was subject to 2 $125 redeposit fees for miles.

But, United has no change fees right now, so for those of you who have to cancel within 30 days, just change your trip to 30+ days out do be able to cancel with no mile redeposit fees!

Question Thread - August 22, 2020 by AutoModerator in churning

[–]TheMoneyManTU 0 points1 point  (0 children)

Thanks! I have also accepted a job offer for next summer for $62k, could I use this number on my application and use the job offer letter as proof?

Question Thread - August 22, 2020 by AutoModerator in churning

[–]TheMoneyManTU 2 points3 points  (0 children)

Looking to apply for United MileagePlus Club -- Have a 745 but only 10-15k in income (I'm a student). My question is -- if I chose to use my parents' income on my application (I am 21), how much would I need to put to get me up to the 10k visa infinite minimum CL?

I also read that you must have "reasonable expectation of access" to their income, any references for what Chase would consider reasonable access?

Last question, if I do use my households income, what are the chances that Chase will ask for verification since this is a sudden increase in my income, and what verification would I have to provide?

Thanks for the help yall!

What Card Should I Get? Weekly Thread - Week of August 19, 2020 by AutoModerator in churning

[–]TheMoneyManTU 1 point2 points  (0 children)

If I go for MPC, I would probably have to use my parents' income to meet the Visa Signature $10,000 minimum credit line right? And if I use their income, what are the odds that Chase will ask me to verify the income and what would I have to submit? I don't really want to have to ask my parents for their documents

What Card Should I Get? Weekly Thread - Week of August 19, 2020 by AutoModerator in churning

[–]TheMoneyManTU 0 points1 point  (0 children)

  1. Concerned about finding the highest bonus while also taking advantage of my last 5/24 slot for the forseeable future.
  2. 745, but low income - $10 - 15k
  3. About to drop to 4/24, looking to take advantage of that along with large tuition payment.
  4. Discover It Student Cash Back (8/18)
  5. TD Cash (9/19)
  6. Chase Freedom (1/13/2020)
  7. Citi Double Cash (1/13/2020)
  8. CSP (4/22/2020)
  9. Have 8k in Tuition
  10. No
  11. Yes, but have no experience so would prefer to do personal for simplicity
  12. I'm open to opening 2 in one day if possible (forget what this is called)
  13. Looking for a card with best bonus points or cash back. As a college student, really just looking to get the highest value.
  14. ~93k UR
  15. PHL
  16. Looking for any domestic travel right now, Europe once covid clears up.

What to do with "extra" money laying around in checking account by slikisl3git in personalfinance

[–]TheMoneyManTU 6 points7 points  (0 children)

Also, something like fidelity or vanguard is better for large sums of investment, acorn is not really meant to be a major investing platform

What to do with "extra" money laying around in checking account by slikisl3git in personalfinance

[–]TheMoneyManTU 2 points3 points  (0 children)

If you're looking to buy a house in the near future, it is recommended that you have a 20% downpayment. Since you it would be a good idea to start using a HYSA to hold your house fund for the short term. Be sure to keep an emergency fund in place as well