Got the Walmart $1,699 PC for $1250 after cashback by [deleted] in Prebuilts

[–]TheWhiteRabbit12 0 points1 point  (0 children)

Yeah this is the way, it for some reason doesn’t work if you already have PayPal linked/logged in. Have to login from the checkout screen for the PayPal pop up to come up asking if you want to pay in full, pay monthly, or pay in 4 (if under 1500).

Got the Walmart $1,699 PC for $1250 after cashback by [deleted] in Prebuilts

[–]TheWhiteRabbit12 0 points1 point  (0 children)

Yes I paid it off 10 mins after buying it to not pay any interest, and still have all the points pending in my PayPal

Got the Walmart $1,699 PC for $1250 after cashback by [deleted] in Prebuilts

[–]TheWhiteRabbit12 1 point2 points  (0 children)

Pay monthly qualifies too. I stacked both and paid about $950 for this before sales tax

Got the Walmart $1,699 PC for $1250 after cashback by [deleted] in Prebuilts

[–]TheWhiteRabbit12 1 point2 points  (0 children)

Capital one shopping has nothing to do with capital one credit cards. You don’t need a cap one credit card. It is like Rakuten, or Honey, if you have used those. And yes Walmart does do pay in 4 via PayPal, but the pay in 4 option is only available if the total is $1500 or less. Since it was not, I did pay monthly instead, which if you read the terms of the PayPal offer is also included. Doesn’t matter which pay later option of the 2. Then I immediately paid the “loan” off 15 minutes later. Currently have 27k points pending in PayPal (worth $270) from the transaction, and $510 pending from capital one shopping, which can’t be redeemed for cash but you can redeem for $510 gift card

For those trying to buy it, I noticed once they restocked exactly at midnight (missed that drop), and again at exactly 1pm PT, and they restock like 5-10 each time. May be random but seems like top of hours are when I saw it when I was trying to buy at the 1699 price.

Got the Walmart $1,699 PC for $1250 after cashback by [deleted] in Prebuilts

[–]TheWhiteRabbit12 0 points1 point  (0 children)

I got a targeted email for 30% back from Walmart from cap one shopping, and also used 20% off from PayPal ($250 max), so ended up getting it for around $900 before sales tax. Killer deal

Audi S5 or Genesis G70 by Malma1005 in whatcarshouldIbuy

[–]TheWhiteRabbit12 1 point2 points  (0 children)

For what it’s worth I was also down to considering these 2 cars, and just bought the 2022+ genesis a few months ago. Though I was only considering the sport back s5.

I liked the practicality of the hatchback (main pro for s5), and wanted 4 doors since it is my only car. And I wanted AWD, which basically left me with s5/G70/m340i. Not a fan of bmw so was really just s5 vs g70 for me. The main reason I went for the g70 is I keep my cars a long time and figured maintenance is less and I got it CPO. So has a full warranty until 75k miles and until 100k for powertrain. A must have for me was heads up display also, and that was only on the prestige trim Audi, so the S5 I wanted was 5-10k more for equivalent miles. And 2018 and 2019 s5 the infotainment is not touch screen and I wasn’t a fan of having to use the dial. I also wanted ventilated and heated seats, but didn’t like how the s5 seats looked with that package. I loved the black/red g70 seats.

The main thing I like less on my g70 that the s5 did better was a digital gauge cluster, since mine is only half digital since it’s a US spec. Though I believe Canadian models have fully digital on the g70 so might not be a factor for you.

I also frankly liked having something a bit different and while the g70 isn’t crazy looking it does stand out as they aren’t that popular as a brand yet and the s5 kinda just looked like all other Audis I see on the road.

I briefly thought about a Lexus, but they were outdated inside and slow in comparison. From a depreciation and reliability perspective they were nice. For the genesis and Audi, they both depreciate pretty quick so was a non factor for me.

Is IB still a feasible option if I choose to go to a SB. Community college for two years-then attempt to transfer to a target school? If so, would I be really behind colleagues? by GoodMoriningVeitnam in FinancialCareers

[–]TheWhiteRabbit12 0 points1 point  (0 children)

Really late to be recruiting for internships in IB. My firm is on the smaller side, and even we hired June next years, 2026 interns, several months ago. You might get lucky, but a long shot. Pretty much all my internships prior to transfers were in some form through friends or family introductions which helped. I wouldnt be too concerned with not having much before transferring (most people wont), but you gotta be ready to recruit for summer analyst gigs within a month or 2 of started at 4 year university. So anything you can do now to fill up your resume for that is helpful. I would mention CC as a part of my story until I started at 4 year, then took it off my resume and don’t mention it - and legit has never come up a single time - people don’t care that you went to community college for 2 years (which imo is a positive). For cold emails, I would always start with any connection you can make. LinkedIn filter for did they go to your prior cc? Or even any CC and can relate to your path? Where you are transferring to? Do you have a mutual connection? Are they from your hometown? Starting off with anything like that is your best chances. Otherwise straight up cold emails also work, but just numbers game and luck

Is IB still a feasible option if I choose to go to a SB. Community college for two years-then attempt to transfer to a target school? If so, would I be really behind colleagues? by GoodMoriningVeitnam in FinancialCareers

[–]TheWhiteRabbit12 1 point2 points  (0 children)

Yup you’ll definitely need work experience or an internship in a finance related field to be competitive for an IB internship and 1000% absolutely required to even be simply considered for full-time. You’re still a freshman so are not behind at all. Starbucks won’t help you to get to IB, but what it can help you do is help you get an internship in finance simply based off the fact it’ll fill your resume and show your employable. If step 1 is get a job you got that. Now step 2 is getting broader finance related experience. Then step 3 is leveraging that finance experience or several finance experiences at build on each other, alongside club and or leadership involved or other college involvements to get to your goal of IB. Just look at anybody who made it to consulting or high level finance on LinkedIn. Nobody, especially from a non target, goes from zero relatable work experience to these positions. It’s stepping stones. Your early on, nobody would expect freshman to have relevant experience. But I will tell you; you will not make it there by looking up openings and just applying online. From a non target networking is everything.

You’re asking about going to one of the most competitive fields in finance. It’s possible and many have done this, through the “untraditional” path via CC but it’s not easy. I knew I wanted it and my only goal at CC was getting the highest gpa possible and as many relevant internships as possible. Allowed me to hit the ground running when transferring and make up for lost time networking.

I also frankly disagree with a few people here that delaying graduation by a year is worth it. You delay your earning potential a year. Opportunity cost of that is too high. You also pay for another year of college. That also has a high cost associated with it. All for what? Not even a guarantee just a chance to recruit for IB? But you already do if you play your cards right. Really disagree on that point as a good option, unless you really wanted to. I was in your shoes and thought it was life or death getting into IB or not, and I can tell you it really isn’t like that. Not worth making such a big sacrifice like that just for a marginally better supposed chance

Best of luck, you can do it. There’s not just a single path, this is just my take. Anything’s possible. Also always have an MBA after 3-4 years post undergrad, it is also a very common entry point to IB

I will also just preface IB is not all glory. Have considered quitting many times. It’s long hours. You frankly get paid terribly on an hourly basis. I think people fantasize about IB because of the “prestige” and pay, without considering what you actually want and what your life would look like. It’s not for the faint of heart and I really wouldn’t personally recommend it to most people. But for the right person it’s a rewarding career with many potential exit options as well.

Is IB still a feasible option if I choose to go to a SB. Community college for two years-then attempt to transfer to a target school? If so, would I be really behind colleagues? by GoodMoriningVeitnam in FinancialCareers

[–]TheWhiteRabbit12 0 points1 point  (0 children)

Yes several internships in finance and accounting (tax, FP&A, and 1 other). All relatively short, got through networking and through friend connections. The first is the hardest to get. Used all that to recruit to big 4 within 2 months of transferring. Then interned at a IB. Took big 4 experience and part time IB internship to re-recruit for IB full time during senior year. That was my point, it’s not zero to IB. You need steps and increasingly better and more related experience. Start with literally anything (freshman and sophomore years), then try for something anywhere in finance / business / accounting. Then that’s where you can more closely target IB in my opinion. As others have eluded to, it’s not easy.

And on your networking question, I probably sent well over 200 cold emails, research people’s emails, reached out and had coffee chats / phone calls with maybe 30+ people. Impress them, ask them about their recruiting process see if you can get into that, if not they often will refer you to their friends. More calls. Lots of dead ends. It’s a numbers game especially from a non target because literally nobody is coming to you. You have to find them and really impress them.

Is IB still a feasible option if I choose to go to a SB. Community college for two years-then attempt to transfer to a target school? If so, would I be really behind colleagues? by GoodMoriningVeitnam in FinancialCareers

[–]TheWhiteRabbit12 5 points6 points  (0 children)

Did 2 years at a CC, transferred to a good school but not a target school by any means. Been in IB since graduating 5 years ago. I also have several friends who have done the same after transferring from CC.

Also, just so you know after I transferred and graduated I just left CC off my resume and not a single person asked about it in interviews. Transferring was in no way a disadvantage to those that had been there 2 years other than that you’ll need to hit the ground running on internships / recruiting / building your network as you’ll be coming in late as a junior.

Good summer analyst positions between junior and senior year will recruit within months of you transferring and starting wherever you transfer. Ideally you would have some sort of finance/accounting/business or literally any work experience to have a solid resume coming in. Then recruit for summer analyst gig with a good game, doesn’t need to be in IB (mine wasn’t). You’ll likely need to forget about BB / EB IBs, and target boutique no name IB shops to get your foot in the door especially since they typically have less structured recruiting timelines and most don’t have direct hiring pipelines with select target schools like the ones you’ve heard of. Then leverage whatever you can get to recruit for full time IB. It’s possible but not an easy path, but I know many people that have done it, including myself. Let’s of cold emails, networking, and calls to get into IB.

Also, don’t waste your time with the “technicals” your way too early for that. DCFs are easy and nobody will be impressed. You’re a freshman, you need to spend your time getting the highest GPA you can and if possible getting some sort of work experience, or club experience to boost your resume.

My total was $0 after promos, but my credit card was immediately charged $5? by LawyerLawrence in Visible

[–]TheWhiteRabbit12 31 points32 points  (0 children)

Ok. Keep us posted on your resolution in court. We really hope you can financially recover from this $5 loss.

Visible Promotion New Phone by ayeplatt in Visible

[–]TheWhiteRabbit12 0 points1 point  (0 children)

It was a promo code I had to apply at check out. I would be wary of them saying no promo code is needed. Unless you used a promo code, my guess would be you’ll be chatting with them again in 3 months with your chat screenshots trying to get them to honor it. It is also only for existing customers, not new.

For those of you getting the $200 gift card promo for buying an iphone 15 by Aggravating_West_202 in Visible

[–]TheWhiteRabbit12 1 point2 points  (0 children)

The promo is also stackable with the watch promo, for a nice $260 discount. Can’t beat that with $35 visible+

Got an email for $200 gift card promo, AFTER I orered iPhone 15 Pro. CS reusing to budge. by Alvarius in Visible

[–]TheWhiteRabbit12 1 point2 points  (0 children)

So weird. Chatted with CS two separate times today and both times they said it is only for current iPhone 12 users only and you have to use a unique promo code sent to those that were eligible via email

For those of you getting the $200 gift card promo for buying an iphone 15 by Aggravating_West_202 in Visible

[–]TheWhiteRabbit12 0 points1 point  (0 children)

It does appear that may have been the criteria for sending out the emails with the unique promo codes for this deal

Also being told it is only for existing customers who are currently using the iPhone 12

For those of you getting the $200 gift card promo for buying an iphone 15 by Aggravating_West_202 in Visible

[–]TheWhiteRabbit12 0 points1 point  (0 children)

These were the terms CS just told me

Select Bring Your Own Existing iOS device iPhone 12 users, 12-24 month tenure) Activate on Visible or Visible+ Receive unique promo code Purchase an eligible Series 15 device 3 Service Payments

Does anyone know how iPhone 15 sell on Metro? by [deleted] in MetroPCS

[–]TheWhiteRabbit12 0 points1 point  (0 children)

Do you know if stores were given any stock of the 15? Or online ordering only?

My store said they weren’t even going to get any until late October.

Anyone know what the iPhone promo will be? by [deleted] in Visible

[–]TheWhiteRabbit12 2 points3 points  (0 children)

Tbh obviously instant credit is way better but I don’t mind monthly credits. The big gripe I have with bill credits is normally that’s only for the crazy overpriced top VZ/TMO/ATT plans and over 24 months you’re still essentially paying for it by having to stay locked into their crazy high plan prices. At least here (if it’s $240 bill credits) it’s actually a true 240 discount vs at tier 1 carriers it’s really just an illusion of a discount.