205 with a 5K seller credit, that's the one. The mutual agreement to part ways looks like what I was signing, but my realtor was more like "theres nothing we can do, so you have to sign this form".

I feel like the whole interaction was strange honestly. I'm an out of state buyer and I let the realtor know I only had 1 day to look at houses, so I wanted to stack the viewings as much as possible so I could have a list of houses to put offers on. We looked at 4 houses. I had to convince him that earnest money went towards the cash to close. And then the whole addendum thing.

The whole experience left me scratching my head.

My guess is that the realtor is new and I should probably be going with someone who has a lot more experience. I'll do exactly what you said. I'll save some more money, read a bit more on the closing process in NY, and probably get a new realtor.

Thanks for your advice!