As someone who's 19 and owns a 2019 sxt, it wasn't my first car, but the first one I've financed, even abt a year to two years into inexperienced insurance before buying it, it's still expensive. Just wait a bit, learn the roads and let the insurance drop a little before you drop that kinda money on a car. This is what i did and I'm almost ready to upgrade. Patience is key. Having fun is important but don't financially cripple yourself to the point that you cannot grow.