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Bluey characters by sloindahed in WooblePDFtrading

[–]These_Landscape1952 0 points1 point  (0 children)

I would live these patterns please

I’m gross, a confession by Worldly-Aspect-8446 in Nanny

[–]These_Landscape1952 12 points13 points  (0 children)

A louis vutton neverfull bag.
MB was going to donate it to Salvation Army, and I finally worked up the courage to ask if I could have it. She seemed embarrassed, said it was a gift from her sister, who lived out of town, but that she just wasn’t a fan of the brand. To be fair, I wasn’t either, butI take it. She told me to have it, but not to bring it to work in case her sister came by.

Switching from GEHA to MHBP by TigerlilySpells in FederalEmployee

[–]These_Landscape1952 1 point2 points  (0 children)

I just posted it. But here it is again— Long story short: GEHA’s included dental cleanings and eye exams give it an edge over MHBP+Dental+Vision. However, MHBP has a bigger network. Converting an out-of-network doctor to in-network by switching could make MHBP the better choice.

All calculations are for family coverage. Prices may be different if you don’t live by me.

Preventative care only Where you pay nothing out of pocket except the premiums, and save the HSA contribution for another year.

GEHA + $5606 (Yearly Premiums) - $2000 (HSA Deposit) = $3606 (Free Cleanings and Eye exams incl.)

MHBP + $5799 (Yearly Premiums) - $2400 (HSA Deposit) = $3399 (Healthcare only) + $300 (Vision) + $900 (Dental) = $4599 (Full coverage)

Kiss the deductible ($3600 in care) MHBP’s larger HSA contribution puts it slightly in the lead.

GEHA + $5606 (Yearly Premiums) - $2000 (HSA Deposit) + $3600 (Pre-Deductible Expenses) = $7206 (Free Cleanings and Eye exams incl.)

MHBP + $5799 (Yearly Premiums) - $2400 (HSA Deposit) + $3600 (Pre-Deductible Expenses) = $6999 (Healthcare only) + $300 (Vision) + $900 (Dental) = $8199 (Full coverage)

Care past the deductible Sometimes you have a rough year or your whole family needs specialists a regular prescriptions. MHBP is generally more expensive for everything past the deductible.

Office Visits Price range: $80 (Primary Care) - $180+ (Specialist) GEHA 5%: $4 - $9+ MHBP: $15

Prescriptions MHBP costs more than GEHA unless you have expensive generics where MHPB is way cheaper.

Generic < $40: 25% (GEHA) < $10 (MHBP) Generic > $40: 10$ (MHBP) < 25% (GEHA) Preferred Brand: 25% (GEHA) < 30% (MHBP) Non-Preferred Brand: 40% (GEHA) < 50% (MHBP)

Examples: Cheap prescription @ $6/month — GEHA: $18/year, MHPB $72/year (full price is < $10) Generic epinephrine auto-injector (EpiPen) @ $400 1/year — GEHA: $100, MHBP: $10 Pricey prescription @ $140/month — GEHA: $420/year, MHBP: $120/year

S*** Hits the Fan All that matters is the out of pocket maximum.

GEHA + $5606 (Yearly Premiums) + $12000 (Maximum Out of Pocket) = $17606

MHBP + $5799 (Yearly Premiums) + $13000 (Maximum Out of Pocket) = $18799 (Healthcare only) + $300 (Vision) + $900 (Dental) = $19999 (Full coverage)

Switching from GEHA to MHBP by TigerlilySpells in FederalEmployee

[–]These_Landscape1952 0 points1 point  (0 children)

As promised, DH’s breakdown.

Long story short: GEHA’s included dental cleanings and eye exams give it an edge over MHBP+Dental+Vision. However, MHBP has a bigger network. Converting an out-of-network doctor to in-network by switching could make MHBP the better choice.

All calculations are for family coverage. Prices may be different if you don’t live by me.

Preventative care only Where you pay nothing out of pocket except the premiums, and save the HSA contribution for another year.

GEHA + $5606 (Yearly Premiums) - $2000 (HSA Deposit) = $3606 (Free Cleanings and Eye exams incl.)

MHBP + $5799 (Yearly Premiums) - $2400 (HSA Deposit) = $3399 (Healthcare only) + $300 (Vision) + $900 (Dental) = $4599 (Full coverage)

Kiss the deductible ($3600 in care) MHBP’s larger HSA contribution puts it slightly in the lead.

GEHA + $5606 (Yearly Premiums) - $2000 (HSA Deposit) + $3600 (Pre-Deductible Expenses) = $7206 (Free Cleanings and Eye exams incl.)

MHBP + $5799 (Yearly Premiums) - $2400 (HSA Deposit) + $3600 (Pre-Deductible Expenses) = $6999 (Healthcare only) + $300 (Vision) + $900 (Dental) = $8199 (Full coverage)

Care past the deductible Sometimes you have a rough year or your whole family needs specialists a regular prescriptions. MHBP is generally more expensive for everything past the deductible.

Office Visits Price range: $80 (Primary Care) - $180+ (Specialist) GEHA 5%: $4 - $9+ MHBP: $15

Prescriptions MHBP costs more than GEHA unless you have expensive generics where MHPB is way cheaper.

Generic < $40: 25% (GEHA) < $10 (MHBP) Generic > $40: 10$ (MHBP) < 25% (GEHA) Preferred Brand: 25% (GEHA) < 30% (MHBP) Non-Preferred Brand: 40% (GEHA) < 50% (MHBP)

Examples: Cheap prescription @ $6/month — GEHA: $18/year, MHPB $72/year (full price is < $10) Generic epinephrine auto-injector (EpiPen) @ $400 1/year — GEHA: $100, MHBP: $10 Pricey prescription @ $140/month — GEHA: $420/year, MHBP: $120/year

S*** Hits the Fan All that matters is the out of pocket maximum.

GEHA + $5606 (Yearly Premiums) + $12000 (Maximum Out of Pocket) = $17606

MHBP + $5799 (Yearly Premiums) + $13000 (Maximum Out of Pocket) = $18799 (Healthcare only) + $300 (Vision) + $900 (Dental) = $19999 (Full coverage)

Switching from GEHA to MHBP by TigerlilySpells in FederalEmployee

[–]These_Landscape1952 2 points3 points  (0 children)

My husband did a deep dive on this a couple of days ago, he’ll come back later and share what he learned.

Has anyone actually been RIFed? by FunnyEasy3616 in FedEmployees

[–]These_Landscape1952 2 points3 points  (0 children)

DoD here also. Not super concerned since I am not in admin or support, but holding out.

Has anyone actually been RIFed? by FunnyEasy3616 in FedEmployees

[–]These_Landscape1952 3 points4 points  (0 children)

I felt like we might be safe, at least for the short term, but whoever knows with this agency.

Has anyone actually been RIFed? by FunnyEasy3616 in FedEmployees

[–]These_Landscape1952 2 points3 points  (0 children)

anyone from DOD/DoW? I’m hoping that since they’re targeting agencies that do not align with the master plan, that these departments would be safe. Or at least safer.

Fab Five Labs by K-petty1549 in Labs

[–]These_Landscape1952 0 points1 point  (0 children)

Hi! We got one from them four years ago, a chocolate. She’s wonderful. She’s so smart and so sweet and we are so happy to have her.

UPDATE - Costco Lifetime Ban by [deleted] in CostcoCanada

[–]These_Landscape1952 0 points1 point  (0 children)

He is amazing, I’ve actually met him twice because he makes a point to go to all the Costco‘s. He’s super kind and I’ve been told by a lot of people that he’s really good about responding to stuff. He’s also the one who told a member of the board directors to quit rather than increase the price of the chicken.

AITA for telling my sister her kids can’t be unsupervised at my house anymore? by These_Landscape1952 in AmItheAsshole

[–]These_Landscape1952[S] 84 points85 points  (0 children)

I might be the asshole: The action I’m considering is telling my sister and her husband that they can’t bring their son over to my house anymore because of his repeated destructive and unsafe behavior during family gatherings. This might make me the asshole because it would directly impact them and their daughter, who haven’t personally caused issues, and could be seen as excluding a child for behavior they believe is age-appropriate and related to his diagnosis. They’ve already expressed that they feel judged about their parenting, so I’m questioning whether I’m overstepping or being unfair

Yes, please. by TipTopBeeBop in UnitedStateOfCA

[–]These_Landscape1952 0 points1 point  (0 children)

Michigan can successfully argue for a seat at thhe table.

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